Loading neighbourhood intel…

$499K · 2 bed Condo Apartment · Unit PH10, 66 Bay Street, Hamilton, Ontario L8P 4Z6 | HomeSearchCanada

$499,000

Unit PH10

50 DOM

2250d

Map

DOM 50

$499,000

DOM50days

Unit PH10

66 Bay Street · Hamilton · Ontario L8P 4Z6

MLS® X13235810 · Durand · L8P 4Z6

22OwnerOccupied1000-1199 ft²Condo Apartment2-car UndergroundNo basement50d$454/ft²$5,330 tax/yrBuilt 198541 yrs oldNo basement

50 days on market

About this home

This exceptional 2-bdrm, 2-bath penthouse with bonus 2-CAR UNDERGROUND PARKING (tandem) offers an elevated living experience w/ western exposure. Welcome to Core Lofts - Hamilton's premier loft condominium, ideally situated in the city's coveted Durand neighbourhood. Once a former Bell Canada office building, this landmark conversion seamlessly blends industrial character w/ sophisticated urban design. Polished concrete floors, soaring 12.5' ceil & expansive windows create a striking open-concep…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13235810
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Foundation: Concrete
Property features: Hospital, Library, Park, Place Of Worship, Public Transit, School

Condo corp #: 381
Balcony: Juliette
Locker: Exclusive
Association amenities: Community BBQ, Elevator, Exercise Room, Party Room/Meeting Room, Rooftop Deck/Garden
Fees include: Building Insurance Included, Common Elements Included, Heat Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete Block, Concrete Poured · Controlled Entry
Fronting on: —
Cross street: Jackson Street West
Stories: 8
Utilities: —
Laundry: In-Suite Laundry
Interior: Bar Fridge, Intercom, Separate Heating Controls
Parking features: None

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE STATE REALTY

Source: TRREB/PROPTX · MLS® X13235810

Do you own a home in Hamilton?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$499K

Unit PH10 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,000✓ $5,330 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,118/mo

incl. closing costs (yr 1)

Annual total

$61,419

year 1

Mortgage only

$1,893/mo

principal + interest

Beyond mortgage

$2,229/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$444/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$78/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $22,717/yr

Property taxes19% $11,785/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,990/yr

Condo fees18% $11,267/yr

Closing costs8% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,717	$1,893/mo
Government & taxes
Property tax	$5,330	$444/mo
Land transfer tax(closing)	$6,455	$538/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,990	$416/mo
Condo fees
Condo / HOA fees	$11,267	$939/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,419	$5,118/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit PH10

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs