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$400K · 1 bed Condo Townhouse · Unit 2, 261 Skinner Road, Hamilton, Ontario L8B 1W6 | HomeSearchCanada

$399,999

Unit 2

50 DOM

1150d

Map

DOM 50

$399,999

DOM50days

Unit 2

261 Skinner Road · Hamilton · Ontario L8B 1W6

MLS® X13234808 · Waterdown · L8B 1W6

11TenantOccupied700-799 ft²Condo Townhouse1-car Built-InFinished50d$534/ft²$3,071 tax/yrBuilt 20233 yrs oldFinished

50 days on market

About this home

Located in trendy Waterdown, this beautiful end-unit townhome features 9-ft ceilings, California shutters, and vintage-style light fixtures on the main floor. The kitchen and bathroom offer quartz countertops, an extended island, under-cabinet lighting, and upgraded cabinetry. Includes an oversized garage for parking and storage, plus a private driveway with two parking spaces in total.

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Property details

MLS#: X13234808
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 2 + 1
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 4 pc · Lower
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 595
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Built-In
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Mallard Trail
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Private

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX REALTY SPECIALISTS INC.

Source: TRREB/PROPTX · MLS® X13234808

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$400K

Unit 2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,999✓ $3,071 tax✓ Gas✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,851/mo

incl. closing costs (yr 1)

Annual total

$46,207

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,502/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$80,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$256/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,000/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,475

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,210/yr

Property taxes16% $7,546/yr

Utilities9% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,000/yr

Condo fees13% $5,791/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,210	$1,517/mo
Government & taxes
Property tax	$3,071	$256/mo
Land transfer tax(closing)	$4,475	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,000	$333/mo
Condo fees
Condo / HOA fees	$5,791	$483/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,207	$3,851/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs