$560K · 3 bed Condo Townhouse · Unit 5, 15 Gregg Court, Kitchener, Ontario N2A 4H7

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About this home

Tucked into the heart of Idlewood, Unit 5 at 15 Gregg Court offers the kind of neighbourhood and layout families are always searching for. Located within a quiet townhouse complex in one of Kitchener's most established family communities, this spacious 3-bedroom, 3-bathroom home is surrounded by parks, walking trails, excellent schools, and everyday conveniences. Inside, the bright carpet-free main floor features large windows and a functional layout designed for comfortable everyday living. The…

Property details

MLS#

X13234704

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

3 full, 0 half

Rooms

8 + 2

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

2-Storey

Type

Condo Townhouse

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: Res5

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Cul de Sac/Dead End, Fenced Yard, Library, Park, Place Of Worship, Public Transit

Condo corp #: 381
Balcony: None
Locker: None
Association amenities: BBQs Allowed, Visitor Parking
Fees include: Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick Veneer, Vinyl Siding · Patio, Porch
Fronting on: —
Cross street: Lackner Blvd
Stories: 1
Utilities: —
Laundry: In Basement
Laundry level: Lower Level
Interior: Auto Garage Door Remote, Carpet Free, Floor Drain, Water Heater, Sump Pump
Parking features: Inside Entry, Private

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $590,000 to $560,000).

Motivated SellerWhy this label

94 days on market — Listing has been active for 94 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $560,000✓ $3,392 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,782/mo

incl. closing costs (yr 1)

Annual total

$57,381

year 1

Mortgage only

$2,124/mo

principal + interest

Beyond mortgage

$1,559/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$112,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$283/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,600/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $25,494/yr

Property taxes19% $11,067/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,600/yr

Condo fees8% $4,561/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,494	$2,124/mo
Government & taxes
Property tax	$3,392	$283/mo
Land transfer tax(closing)	$7,675	$640/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,600	$467/mo
Condo fees
Condo / HOA fees	$4,561	$380/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$57,381	$4,782/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 5

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs