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Sold · 1 bed Co-op Apartment · Unit 405, 255 Bay Street, Ottawa, Ontario K1R 0C5 | HomeSearchCanada

Sold

Unit 405

82 DOM

1182d

Map

DOM 82

Sold

DOM82days

Unit 405

255 Bay Street · Ottawa · Ontario K1R 0C5

MLS® X13233900 · 4102 - Ottawa Centre · K1R 0C5

11OwnerOccupied0-499 ft²Co-op Apartment1-car UndergroundNo basement82d$3,681 tax/yrNo basement

Sold 2026-07-15

82 days on market

About this home

Welcome to 255 Bay Street, where modern downtown living meets comfort and convenience. This beautifully designed condo features a brightand functional open-concept layout with oversized windows, contemporary finishes, and an inviting atmosphere throughout, creating the perfecturban living space.The spacious living and dining area flows seamlessly into the modern kitchen, making it ideal for entertaining or relaxing athome. The generous bedroom offers a warm and comfortable retreat with large win…

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Property details

MLS#: X13233900
Status: Sold
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Co-op Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 1019
Balcony: Open
Locker: Owned
Association amenities: Indoor Pool, Party Room/Meeting Room, Sauna, Exercise Room
Fees include: Water Included, Heat Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Bay St and Gloucester St
Stories: 4
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Primary Bedroom - Main Floor
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXIT REALTY MATRIX

Source: TRREB/PROPTX · MLS® X13233900

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Unit 405 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $0✓ $3,681 tax✓ Gas✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$1,195/mo

incl. closing costs (yr 1)

Annual total

$14,341

year 1

Mortgage only

$0/mo

principal + interest

Beyond mortgage

$737/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$0

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$307/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$0/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$0

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Property taxes26% $3,681/yr

Utilities28% $3,960/yr

Insurance & security11% $1,600/yr

Closing costs36% $5,100/yr

Mortgage is 0% of your true cost of ownership. The other 100% surprises most first-time buyers.

Full breakdown

Government & taxes
Property tax	$3,681	$307/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$14,341	$1,195/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 405

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs