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$424,990
275 Larch Street · Waterloo · Ontario N2L 3R2
142 days on market
Spacious, bright, and fully furnished 2-bedroom, 2-bathroom condo with an oversized open balcony offering clear views. Ideally located within walking distance to Wilfrid Laurier University, University of Waterloo, grocery stores, restaurants, parks, theatres, and more. This well-maintained unit features a separate dining area, a full-sized kitchen, and 2 generous sized bedrooms. Includes 1 parking space-a rare find and low maintenance fees covering internet, water, and heat. Enjoy premium buildi…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: REAL BROKER ONTARIO LTD.
Source: TRREB/PROPTX · MLS® X13232016
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,347 | $1,612/mo |
| Government & taxes | ||
| Property tax | $2,825 | $235/mo |
| Land transfer tax(closing) | $4,975 | $415/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,250 | $354/mo |
| Condo fees | ||
| Condo / HOA fees | $6,405 | $534/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $48,463 | $4,039/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.