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$415K · 1 bed Condo Apartment · Unit 1905, 485 RICHMOND Road, Carlingwood - Westboro and Area, Ontario K2A 3W9 | HomeSearchCanada

$415,000

Unit 1905

97 DOM

1197d

Map

DOM 97

Motivated Seller

$415,000

Motivated Seller

DOM97days

Unit 1905

485 RICHMOND Road · Carlingwood - Westboro and Area · Ontario K2A 3W9

MLS® X13225566 · 5102 - Westboro West · K2A 3W9

11OwnerOccupied500-599 ft²Condo Apartment1-car OtherNo basement97d$755/ft²$4,043 tax/yrNo basement

97 days on market

About this home

Step into this impeccably upgraded one-bedroom residence with views from the 19th foor! Located at the prestigious UpperWest,whereluxurymeets effortless living. Boasting premium finishes, including sleek granite countertops, a stylish kitchen backsplash, refined cabinethardware, Zen-inspired mirror sliding doors, and elegant window fixtures, this unit is a testament to modern sophistication. Beyond itsimpeccable interiors, this home offers the rare advantage of both a parking space and a locker,…

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Property details

MLS#: X13225566
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Rec./Commun.Centre, Public Transit

Condo corp #: 1021
Balcony: Open
Locker: Owned
Association amenities: Party Room/Meeting Room, Guest Suites
Fees include: Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Other
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Take 417 to Island Park Dr N Exit, turn left on Byron Ave., turn right on Golden Ave, turn left on Richmond Rd
Stories: 19
Utilities: —
Laundry: Ensuite
Interior: None
Parking features: Other

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

97 days on market — Listing has been active for 97 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: COLDWELL BANKER FIRST OTTAWA REALTY

Source: TRREB/PROPTX · MLS® X13225566

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$415K

Unit 1905 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $415,000✓ $4,043 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,020/mo

incl. closing costs (yr 1)

Annual total

$48,245

year 1

Mortgage only

$1,574/mo

principal + interest

Beyond mortgage

$1,590/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$337/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$40/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $18,893/yr

Property taxes18% $8,818/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,150/yr

Condo fees12% $5,724/yr

Closing costs11% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,893	$1,574/mo
Government & taxes
Property tax	$4,043	$337/mo
Land transfer tax(closing)	$4,775	$398/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,150	$346/mo
Condo fees
Condo / HOA fees	$5,724	$477/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,245	$4,020/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1905

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs