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$430K · 1+1 bed Condo Apartment · Unit 646, 340 Mcleod Street, Ottawa, Ontario K2P 1A4 | HomeSearchCanada

$430,000

Unit 646

84 DOM

1+1184d

Map

DOM 84

$430,000

DOM84days

Unit 646

340 Mcleod Street · Ottawa · Ontario K2P 1A4

MLS® X13223616 · 4103 - Ottawa Centre · K2P 1A4

1+11OwnerOccupied600-699 ft²Condo ApartmentNoneNo basement84d$662/ft²$4,267 tax/yrNo basement

84 days on market

About this home

Experience stylish urban living in the heart of Centretown with this bright and modern 1 bedroom + DEN corner-unit condo. Featuring a sought after industrial-inspired design, this impressive unit showcases soaring ceilings, exposed ductwork, and expansive floor-to-ceiling windows that flood the living and dining areas with natural light. The spacious den also benefits from a large window, making it an ideal home office, creative space, or guest area.The open-concept layout is enhanced by hardwoo…

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Property details

MLS#: X13223616
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 3
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 3 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 969
Balcony: Open
Locker: Owned
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Metal/Steel Siding
Fronting on: —
Cross street: Bank Street & McLeod Street
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX HALLMARK REALTY GROUP

Source: TRREB/PROPTX · MLS® X13223616

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$430K

Unit 646 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $430,000✓ $4,267 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,226/mo

incl. closing costs (yr 1)

Annual total

$50,717

year 1

Mortgage only

$1,631/mo

principal + interest

Beyond mortgage

$1,714/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$86,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$356/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,300/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,075

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $19,575/yr

Property taxes18% $9,342/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,300/yr

Condo fees13% $6,840/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,575	$1,631/mo
Government & taxes
Property tax	$4,267	$356/mo
Land transfer tax(closing)	$5,075	$423/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,300	$358/mo
Condo fees
Condo / HOA fees	$6,840	$570/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,717	$4,226/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 646

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs