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$699K · 2 bed Condo Townhouse · Unit 58, 515 North Service Road, Hamilton, Ontario L8E 5X6 | HomeSearchCanada

$699,000

Unit 58

96 DOM

2296d

Map

DOM 96

Motivated Seller

$699,000

Motivated Seller

DOM96days

Unit 58

515 North Service Road · Hamilton · Ontario L8E 5X6

MLS® X13219688 · Lakeshore · L8E 5X6

22TenantOccupied1200-1399 ft²Condo Townhouse1-car DetachedNo basement96d$538/ft²$4,319 tax/yrBuilt 200323 yrs oldNo basement

96 days on market

About this home

Welcome to this rare unobstructed waterfront upper-level stacked townhouse, offering breathtaking lake views and a highly sought-after lakeside lifestyle. Located in high demand, Seaside Village and boasting sleek modern finishes and breathtaking panoramic views of Lake Ontario this stunning unit is the perfect place to call home. Notable features include hardwood floors throughout bright open concept layout, and extra large living room with soaring vaulted ceilings and large window, offering un…

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Property details

MLS#: X13219688
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 2003

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: Central vacuum
Ensuite laundry: No

Property features: Beach, Clear View, Lake Access, Waterfront, Park

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 298
Balcony: Open
Locker: None
Association amenities: BBQs Allowed, Communal Waterfront Area, Visitor Parking
Fees include: Common Elements Included, Water Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Detached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Front, Vinyl Siding
Fronting on: —
Cross street: Fruitland and North Service Road
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: Auto Garage Door Remote, Carpet Free, Central Vacuum
Parking features: Private

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

96 days on market — Listing has been active for 96 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: HOMELIFE OPTIMUM REALTY

Source: TRREB/PROPTX · MLS® X13219688

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$699K

Unit 58 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,000✓ $4,319 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,911/mo

incl. closing costs (yr 1)

Annual total

$70,930

year 1

Mortgage only

$2,652/mo

principal + interest

Beyond mortgage

$1,929/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$360/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$46/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $31,821/yr

Property taxes21% $14,774/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,990/yr

Condo fees9% $6,685/yr

Closing costs7% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,821	$2,652/mo
Government & taxes
Property tax	$4,319	$360/mo
Land transfer tax(closing)	$10,455	$871/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,990	$583/mo
Condo fees
Condo / HOA fees	$6,685	$557/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$70,930	$5,911/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 58

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs