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$679,900
DOM63days295 Water Street · Guelph · Ontario N1G 2X5
63 days on market
Welcome to 173-295 Water St in Guelph. This Spacious and upgraded end-unit townhouse ideally located near downtown and the university. This bright home features three bedrooms and three and half bathrooms, offering comfort and flexibility for professionals, students or families. The open-concept main floor is filled with natural light creating a warm and inviting living space. A new modern kitchen with stylish finishes and ample storage makes everyday living easy. The oversized primary bedroom i…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
No price-drop or motivated-seller signals detected from MLS data we track on this listing.
Property history
Comparable sales
Brokered by: RE/MAX Real Estate Centre Inc
Source: TRREB/PROPTX · MLS® X13216512
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $30,952 | $2,579/mo |
| Government & taxes | ||
| Property tax | $4,333 | $361/mo |
| Land transfer tax(closing) | $10,073 | $839/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,799 | $567/mo |
| Condo fees | ||
| Condo / HOA fees | $8,280 | $690/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $71,097 | $5,925/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.