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$490K · 3 bed Condo Townhouse · Unit P86, 175 David Bergey Drive, Kitchener, Ontario N2E 4H6 | HomeSearchCanada

$489,900

Unit P86

62 DOM

3262d

Map

DOM 62

↓ $10K

$489,900

↓ $10K

DOM62days

Unit P86

175 David Bergey Drive · Kitchener · Ontario N2E 4H6

MLS® X13215592 · N2E 4H6

32OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFull, Partially Finished62d$327/ft²$3,677 tax/yrBuilt 200323 yrs oldFull, Partially Finished

62 days on market

About this home

Welcome to your next great opportunity! This spacious 3-bedroom, 1.5-bathroom townhouse condo is the perfect canvas for first-time buyers looking to design a space of their own, or savvy investors seeking a high-potential property in a prime location. Inside, you'll find a fantastic, functional layout that is just waiting for your personal touches, creative design ideas, and a little cosmetic updating to truly shine. The main floor flows effortlessly from room to room, while the lower level feat…

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Property details

MLS#: X13215592
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Ground; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Shingles

Condo corp #: 398
Balcony: Open
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding, Brick Front
Fronting on: —
Cross street: Ottawa and Fischer Hallman
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $10KPrice reduction

MLS shows the seller reduced the asking price by $10,000 (from $499,900 to $489,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13215592

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$490K

Unit P86 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,900✓ $3,677 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,152/mo

incl. closing costs (yr 1)

Annual total

$49,822

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,312/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$306/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$14/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $22,302/yr

Property taxes20% $9,950/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $4,899/yr

Condo fees4% $2,011/yr

Closing costs10% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,302	$1,859/mo
Government & taxes
Property tax	$3,677	$306/mo
Land transfer tax(closing)	$6,273	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,899	$408/mo
Condo fees
Condo / HOA fees	$2,011	$168/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$49,822	$4,152/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit P86

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs