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$490K · 3 bed Condo Townhouse · Unit 97, 77 LINWELL Road, St. Catharines, Ontario L2N 6R1 | HomeSearchCanada

$489,900

Unit 97

28 DOM

3228d

Map

DOM 28

$489,900

DOM28days

Unit 97

77 LINWELL Road · St. Catharines · Ontario L2N 6R1

MLS® X13214900 · 443 - Lakeport · L2N 6R1

32OwnerOccupied1200-1399 ft²Condo TownhouseNoneFull, Finished28d$377/ft²$3,374 tax/yrBuilt 195175 yrs oldFull, Finished

28 days on market

About this home

Enjoy carefree living in the desirable Linwell Manor, an exclusive townhouse community, ideally located in St. Catharines' sought after north end. This well maintained condo community offers exceptional convenience just minutes from Port Dalhousie, Royal Henley, Jaycee Gardens Park, shopping, schools, and quick QEW access. The spacious main floor features a large bay window, an updated 1.5 piece bathroom and a bright living/dining area with a wood burning fireplace. Step outside to your own priv…

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Property details

MLS#: X13214900
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 8 + 2
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: R3

Property features: Beach, Park, Place Of Worship, Public Transit, School, Lake/Pond

Fireplaces: 1
Fireplace features: Wood

Condo corp #: 11
Balcony: None
Locker: None
Fees include: Water Included, Cable TV Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick, Vinyl Siding · Patio
Fronting on: —
Cross street: Ontario Street
Stories: 1
Utilities: —
Laundry: In Basement
Interior: None
Parking features: Private

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX ESCARPMENT REALTY INC., BROKERAGE

Source: TRREB/PROPTX · MLS® X13214900

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$490K

Unit 97 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $489,900✓ $3,374 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,409/mo

incl. closing costs (yr 1)

Annual total

$52,908

year 1

Mortgage only

$1,859/mo

principal + interest

Beyond mortgage

$1,569/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$97,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$281/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$38/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,273

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $22,302/yr

Property taxes18% $9,647/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,899/yr

Condo fees10% $5,400/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,302	$1,859/mo
Government & taxes
Property tax	$3,374	$281/mo
Land transfer tax(closing)	$6,273	$523/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,899	$408/mo
Condo fees
Condo / HOA fees	$5,400	$450/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,908	$4,409/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 97

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs