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$400K · 1+1 bed Condo Apartment · Unit PH 2707, 108 Garment Street, Kitchener, Ontario N2G 0E2 | HomeSearchCanada

$399,900

Unit PH 2707

101 DOM

1+11101d

Map

DOM 101

Motivated Seller

$399,900

Motivated Seller

DOM101days

Unit PH 2707

108 Garment Street · Kitchener · Ontario N2G 0E2

MLS® X13206502 · N2G 0E2

1+11Vacant600-699 ft²Condo Apartment1-car UndergroundNo basement101d$616/ft²$3,270 tax/yrNo basement

101 days on market

About this home

RARELY AVAILABLE PENTHOUSE IN Garment Street Condos! Don't miss this opportunity to own a unit with breathtaking views Located in Kitchener's Innovation District, you will find yourself within steps of Kitchener's vibrant downtown, restaurants, tech companies, university and college campuses, Victoria Park, and light rail transit. This 1 bed + den unit features an open concept kitchen with peninsula and quartz counters, stainless steel appliances, engineered flooring, soaring 10 ft. ceilings, an…

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Property details

MLS#: X13206502
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 744
Balcony: Juliette
Locker: None
Association amenities: BBQs Allowed, Party Room/Meeting Room, Outdoor Pool, Rooftop Deck/Garden, Exercise Room, Playground
Fees include: Heat Included, Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete
Fronting on: —
Cross street: Victoria St S/King St W
Stories: 27
Utilities: —
Laundry: Inside
Interior: Other
Parking features: Underground

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

101 days on market — Listing has been active for 101 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: iCloud Realty Ltd.

Source: TRREB/PROPTX · MLS® X13206502

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$400K

Unit PH 2707 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $3,270 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,029/mo

incl. closing costs (yr 1)

Annual total

$48,353

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,681/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$273/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$54/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $18,205/yr

Property taxes16% $7,744/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,999/yr

Condo fees16% $7,745/yr

Closing costs11% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$3,270	$273/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$7,745	$645/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,353	$4,029/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit PH 2707

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs