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$15,995,000
1064 Heather Lodge Road · Muskoka Lakes · Ontario P0B 1J0
41 days on market
Wingberry - A Truly Iconic Lake Muskoka Estate. Rarely does a property of this magnitude and legacy come to market. Wingberry is a once-in-a-lifetime compound on Lake Muskoka, offering quintessential Muskoka views into East Bay - a setting captured in numerous iconic paintings. Flagstone steps and patios wind through mature trees, granite outcroppings, and landscaped stone terraces connecting each structure across the property. The estate comprises five distinct structures: the Main Cottage, Gue…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
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Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Chestnut Park Real Estate
Source: TRREB/PROPTX · MLS® X13205036
Do you own a home in Muskoka Lakes?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ required — no CMHC insurance on $1.5M+ homes
≈ $0.07/ft² × ~5,000 ft² · ON avg ~$350/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
Cost composition
Mortgage is 55% of your true cost of ownership. The other 45% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $728,161 | $60,680/mo |
| Government & taxes | ||
| Property tax | $41,295 | $3,441/mo |
| Land transfer tax(closing) | $386,350 | $32,196/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $4,200 | $350/mo |
| Propane | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $159,950 | $13,329/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $1,329,716 | $110,810/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.