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$575K · 2+1 bed Condo Townhouse · Otonabee Ward 1, Peterborough | MyPropertyScout

$574,900

123 Village Crescent

55 DOM

2+1355d

Map

DOM 55

↓ $25K

$574,900

↓ $25K

DOM55days

123 Village Crescent

Peterborough · Ontario K9J 0A9

MLS® X13204510 · Otonabee Ward 1 · K9J 0A9

2+13OwnerOccupied1200-1399 ft²Condo Townhouse1-car AttachedFinished55d$442/ft²$6,068 tax/yrBuilt 200323 yrs oldFinished

55 days on market

About this home

This Stunning Condo Townhouse In The Westview Village Retirement Community Boasts A Spacious Open-Concept Living/Dining Layout, Complete With Two Good Size Bedrooms On The Upper Level And An Additional Den, Office, Recreational Room In The Lower Level, 3 Bathrooms, Including An Ensuite In The Master Bedroom. Plenty Of Space For Comfort And Privacy. The Addition (Sunroom) Completed by the Builder ( Approx $30K) Provides The Extra Space For Relaxing And Entertaining. Owners Can Enjoy The Convenie…

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Property details

MLS#: X13204510
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 5 + 4
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 4 pc · Ground; 2 pc · Ground; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 68
Balcony: None
Locker: None
Fees include: Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Lansdowne St W/Spillsbury Dr.
Stories: 1
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: Sump Pump, Primary Bedroom - Main Floor
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $25KPrice reduction

MLS shows the seller reduced the asking price by $25,099 (from $599,999 to $574,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: ROYAL LEPAGE TERREQUITY REALTY

Source: TRREB/PROPTX · MLS® X13204510

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$575K

123 Village Crescent · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $574,900✓ $6,068 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,123/mo

incl. closing costs (yr 1)

Annual total

$61,475

year 1

Mortgage only

$2,181/mo

principal + interest

Beyond mortgage

$1,819/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$114,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$506/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,749/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)43% $26,172/yr

Property taxes23% $14,041/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $5,749/yr

Condo fees8% $4,853/yr

Closing costs8% $5,100/yr

Mortgage is 43% of your true cost of ownership. The other 57% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$26,172	$2,181/mo
Government & taxes
Property tax	$6,068	$506/mo
Land transfer tax(closing)	$7,973	$664/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,749	$479/mo
Condo fees
Condo / HOA fees	$4,853	$404/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,475	$5,123/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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123 Village Crescent

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs