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$700K · 3 bed Condo Townhouse · Unit 2, 635 Saginaw Parkway, Cambridge, Ontario N1T 0C1 | HomeSearchCanada

$699,900

Unit 2

101 DOM

33101d

Map

DOM 101

Motivated Seller

$699,900

Motivated Seller

DOM101days

Unit 2

635 Saginaw Parkway · Cambridge · Ontario N1T 0C1

MLS® X13197802 · N1T 0C1

33OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFull, Unfinished101d$467/ft²$4,960 tax/yrFull, Unfinished

101 days on market

About this home

MODERN OPEN-CONCEPT TOWNHOME WITH NO REAR NEIGHBOURS. #2-635 Saginaw Parkway, nestled within the highly sought-after and exquisite Saginaw Woods community of Cambridge. From the moment you step up to this beautifully designed contemporary townhome, you are greeted by an atmosphere of pristine cleanliness. The main level introduces a bright, welcoming foyer that seamlessly flows into an open-concept layout. At the heart of the home is a modern kitchen outfitted with rich dark cabinetry, sleek gra…

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Property details

MLS#: X13197802
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 3 pc · Second; 4 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: RM4

Foundation: Poured Concrete
Property features: School, Public Transit, Park

Condo corp #: 575
Balcony: Open
Locker: None
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Brick
Fronting on: —
Cross street: FRANKLIN/TOWNLINE ROAD
Stories: 1
Utilities: —
Laundry: Inside
Interior: Auto Garage Door Remote, Water Softener
Parking features: —

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

101 days on market — Listing has been active for 101 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY FAISAL SUSIWALA REALTY

Source: TRREB/PROPTX · MLS® X13197802

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$700K

Unit 2 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $4,960 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,761/mo

incl. closing costs (yr 1)

Annual total

$69,130

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$1,775/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$413/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $31,862/yr

Property taxes22% $15,433/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,999/yr

Condo fees6% $4,176/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$4,960	$413/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Condo fees
Condo / HOA fees	$4,176	$348/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,130	$5,761/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 2

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs