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$555K · 2 bed Condo Townhouse · 20 Lomond Lane, Kitchener, Ontario N2R 0R4 | HomeSearchCanada

$554,990

20 Lomond Lane

57 DOM

2257d

Map

DOM 57

$554,990

DOM57days

20 Lomond Lane

Kitchener · Ontario N2R 0R4

MLS® X13188646 · N2R 0R4

22Vacant1400-1599 ft²Condo TownhouseNoneNo basement57d$370/ft²$4,301 tax/yrBuilt 20233 yrs oldNo basement

57 days on market

About this home

Welcome to 20 Lomond Lane: The Beautiful "Emerald" Model by Fusion Homes! Step into modern elegance and exceptional value with this stunning 1,415 sq. ft. "Emerald" model by the renowned Fusion Homes. Thoughtfully designed with 3 spacious bedrooms, 2.5 bathrooms and over $39,163 in premium upgrades, this Never Lived in Before unit is Priced at $603,139, with the opportunity to secure for an effective price of $554,990 after applicable rebate incentives. From the moment you arrive, the charming b…

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Property details

MLS#: X13188646
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 4
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 2023

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 788
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Vinyl Siding, Brick
Fronting on: —
Cross street: Tartan Ave
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: Carpet Free, ERV/HRV, Primary Bedroom - Main Floor, Water Heater, Water Softener
Parking features: Surface, Reserved/Assigned

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX TWIN CITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13188646

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$555K

20 Lomond Lane · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $554,990✓ $4,301 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,702/mo

incl. closing costs (yr 1)

Annual total

$56,423

year 1

Mortgage only

$2,105/mo

principal + interest

Beyond mortgage

$1,507/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$110,998

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$358/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,550/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$21/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$7,575

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)45% $25,266/yr

Property taxes21% $11,876/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,550/yr

Condo fees5% $3,072/yr

Closing costs9% $5,100/yr

Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$25,266	$2,105/mo
Government & taxes
Property tax	$4,301	$358/mo
Land transfer tax(closing)	$7,575	$631/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,550	$463/mo
Condo fees
Condo / HOA fees	$3,072	$256/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,423	$4,702/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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20 Lomond Lane

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs