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$850K · 3 bed Detached · 475 Kent Street, Ottawa, Ontario K2P 2B6 | HomeSearchCanada

$849,900

475 Kent Street

26 DOM

3226d

Map

DOM 26

$849,900

DOM26days

475 Kent Street

Ottawa · Ontario K2P 2B6

MLS® X13183040 · 4103 - Ottawa Centre · K2P 2B6

32OwnerOccupied1100-1500 ft²DetachedNoneFull, Unfinished26d$654/ft²Lot 28 x 74.9 ft$5,750 tax/yrFull, Unfinished

26 days on market

About this home

Welcome to 475 Kent Street, a charming and thoughtfully updated home in the heart of vibrant Centretown. Blending classic character with modern upgrades, this 3-bedroom, 1.5-bath residence offers exceptional value in one of Ottawa's most walkable and desirable urban neighbourhoods. Inside, you'll find a bright and inviting layout with spacious principal rooms, amazing natural lights and a warm, comfortable feel throughout. Updated kitchen - a new stovetop, oven, and dishwasher (2026) - offers lo…

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Property details

MLS#: X13183040
Status: Buy Now
Property class: Residential Freehold
Beds: 3
Baths: 2 full, 0 half
Rooms: 7 + 1
Kitchens: 1
Size: 1100-1500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: 2-Storey
Type: Detached
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041220078
Roll / ARN: 061404220146000

Occupancy: Owner Occupied
Washrooms: 2 pc · Ground; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: Residential

Roof: Asphalt Shingle
Foundation: Poured Concrete
Other structures: Shed

Fireplaces: 1
Fireplace features: Other

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 27.97 × 74.91
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Pool: No
Waterfront: No
Exterior: Brick · Deck
Fronting on: East
Cross street: McLeod Street
Stories: —
Utilities: —
Laundry: —
Laundry level: Lower Level
Interior: Storage, Built-In Oven, Countertop Range
Parking features: —

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ENGEL & VOLKERS OTTAWA

Source: TRREB/PROPTX · MLS® X13183040

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$850K

475 Kent Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $5,750 tax✓ Gas✓ 1100-1500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,439/mo

incl. closing costs (yr 1)

Annual total

$77,265

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$1,633/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$479/mo

Utilities

Hydro / electricity$91/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$91/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)50% $38,691/yr

Property taxes25% $19,223/yr

Utilities5% $4,152/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,499/yr

Closing costs7% $5,100/yr

Mortgage is 50% of your true cost of ownership. The other 50% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Property tax	$5,750	$479/mo
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,092	$91/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$77,265	$6,439/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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475 Kent Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs