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$400K · 1 bed Condo Apartment · Unit 606, 485 Richmond Road, Ottawa, Ontario K2A 3W9 | HomeSearchCanada

$399,900

Unit 606

103 DOM

11103d

Map

DOM 103

Motivated Seller

$399,900

Motivated Seller

DOM103days

Unit 606

485 Richmond Road · Ottawa · Ontario K2A 3W9

MLS® X13177272 · 5102 - Westboro West · K2A 3W9

11Vacant500-599 ft²Condo ApartmentNoneNo basement103d$728/ft²$3,480 tax/yrNo basement

103 days on market

About this home

Discover urban elegance in this thoughtfully designed one-bedroom suite with Premium Terrace at Upper West a standout 25-storey architectural gem in the heart of Westboro. Modern kitchen Sleek granite countertops & stainless-steel appliances Convenient built-in island breakfast bar Comfort meets convenience Upgraded shower room & in suite laundry Hardwood-style floors throughout Indoor-outdoor living taken to the next level Your own 374sqft east-facing terrace ideal for morning coffee, sunset r…

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Property details

MLS#: X13177272
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 1
Kitchens: 1
Size: 500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Beach, Greenbelt/Conservation, Public Transit, Terraced, Waterfront

View: River

Condo corp #: 1021
Balcony: Terrace
Locker: Owned
Association amenities: BBQs Allowed, Bike Storage, Community BBQ, Elevator, Guest Suites, Gym
Fees include: Heat Included, Common Elements Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Concrete · Patio
Fronting on: —
Cross street: Richmond Rd and Broadview Ave
Stories: 6
Utilities: —
Laundry: In-Suite Laundry
Interior: Air Exchanger, Carpet Free, Guest Accommodations, Separate Hydro Meter, Storage Area Lockers, Ventilation System
Parking features: Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

103 days on market — Listing has been active for 103 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: COMFREE

Source: TRREB/PROPTX · MLS® X13177272

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$400K

Unit 606 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $399,900✓ $3,480 tax✓ Gas✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,808/mo

incl. closing costs (yr 1)

Annual total

$45,690

year 1

Mortgage only

$1,517/mo

principal + interest

Beyond mortgage

$1,459/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$79,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$290/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~550 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$34/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,474

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $18,205/yr

Property taxes17% $7,954/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,999/yr

Condo fees11% $4,872/yr

Closing costs11% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,205	$1,517/mo
Government & taxes
Property tax	$3,480	$290/mo
Land transfer tax(closing)	$4,474	$373/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,999	$333/mo
Condo fees
Condo / HOA fees	$4,872	$406/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,690	$3,808/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 606

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs