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$695K · 3 bed Condo Townhouse · Unit 35, 635 Saginaw Parkway, Cambridge, Ontario N1T 0C1 | HomeSearchCanada

$695,000

Unit 35

77 DOM

3477d

Map

⚡ Insider Deal

DOM 77

↓ $55KPrice Reduced

$695,000

↓ $55K

DOM77days

Unit 35

635 Saginaw Parkway · Cambridge · Ontario N1T 0C1

MLS® X13174322 · N1T 0C1

34OwnerOccupied2000-2249 ft²Condo Townhouse1-car AttachedFull, Finished77d$327/ft²$5,610 tax/yrFull, Finished

77 days on market

About this home

Experience luxury living in this beautifully upgraded Granite Homes townhome located in one of Cambridge's most convenient neighbourhoods, just minutes from Highway 401 and close to schools, parks, shopping, and all amenities. Offering over 2,028 sq. ft. of finished living space, the sought-after Lily Model is one of the largest floorplans in the complex and features three separate entry points, including a front entrance facing Saginaw Parkway, rear lower-level access, and inside entry from the…

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Property details

MLS#: X13174322
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 4 full, 0 half
Rooms: 15 + 4
Kitchens: 1
Size: 2000-2249Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc; 4 pc; 4 pc; 2 pc
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Zoning: RM4

Roof: Asphalt Shingle
Foundation: Poured Concrete

Condo corp #: 575
Balcony: Terrace
Locker: None
Fees include: Building Insurance Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stone, Brick · Landscaped, Year Round Living
Fronting on: —
Cross street: Granite Hill
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote, Water Heater
Parking features: Private

Additional listing data

ListAOR: Toronto Regional Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $55KPrice reduction

MLS shows the seller reduced the asking price by $55,000 (from $750,000 to $695,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ENGEL & VOLKERS TORONTO CENTRAL

Source: TRREB/PROPTX · MLS® X13174322

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$695K

Unit 35 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $695,000✓ $5,610 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,791/mo

incl. closing costs (yr 1)

Annual total

$69,493

year 1

Mortgage only

$2,637/mo

principal + interest

Beyond mortgage

$1,832/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$468/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,950/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)46% $31,639/yr

Property taxes23% $15,985/yr

Utilities6% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,950/yr

Condo fees6% $4,176/yr

Closing costs7% $5,100/yr

Mortgage is 46% of your true cost of ownership. The other 54% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,639	$2,637/mo
Government & taxes
Property tax	$5,610	$468/mo
Land transfer tax(closing)	$10,375	$865/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,950	$579/mo
Condo fees
Condo / HOA fees	$4,176	$348/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$69,493	$5,791/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 35

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs