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$599K · 2 bed Condo Apartment · Unit 303, Fenelon Lakes Club - Cameron House, 19B West Street, Kawartha Lakes, Ontario K0M 1N0 | HomeSearchCanada

$599,000

Unit 303

102 DOM

22102d

Map

DOM 102

Motivated SellerWaterfront

$599,000

Motivated Seller

DOM102days

Unit 303

Fenelon Lakes Club - Cameron House · 19B West Street · Kawartha Lakes · Ontario K0M 1N0

MLS® X13173758 · Fenelon Falls · K0M 1N0

22OwnerOccupied1000-1199 ft²Condo Apartment1-car SurfaceNo basement102d$545/ft²$5,065 tax/yrNew buildNo basement

102 days on market

About this home

Welcome To Elevated Lakeside Living At 19B West Street N, Unit 303 - A Brand New, Never-Lived-In Condo Nestled Along The Shores Of Beautiful Cameron Lake In The Heart Of The Kawarthas.From The Moment You Step Inside, You'll Be Captivated By Walls Of Floor-To-Ceiling Windows That Frame Breathtaking, Unobstructed Water Views From Every Room. Natural Light Floods The Space, Showcasing Elegant Luxury Laminate Flooring And Creating A Bright, Airy Atmosphere That Feels Both Modern And Serene.This Beau…

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Property details

MLS#: X13173758
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: Approx. New yrs

Occupancy: Owner Occupied
Washrooms: 4 pc · Flat; 3 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Golf, Lake/Pond, Marina, Rec./Commun.Centre, Waterfront

View: Bay, Canal, Lake, Marina, Panoramic, Skyline, Water

Waterfront: Yes
Water view: Unobstructive
Water body: Cameron Lake
Shoreline: Shallow
Waterfront features: Boat Launch, Dock, Marina Services

Building name: Fenelon Lakes Club - Cameron House
Condo corp #: 34
Balcony: Open
Locker: Owned
Association amenities: BBQs Allowed, Game Room, Gym, Outdoor Pool, Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Surface
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Other · Lighting, Privacy, Recreational Area, Year Round Living
Fronting on: —
Cross street: County Road 8 & Lindsay Road
Stories: 3
Utilities: —
Laundry: Ensuite, Laundry Room, Laundry Closet, In-Suite Laundry
Interior: Carpet Free, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers, Water Heater, Water Meter
Parking features: Other

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

102 days on market — Listing has been active for 102 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE SIGNATURE REALTY

Source: TRREB/PROPTX · MLS® X13173758

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$599K

Unit 303 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $599,000✓ $5,065 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,360/mo

incl. closing costs (yr 1)

Annual total

$64,324

year 1

Mortgage only

$2,272/mo

principal + interest

Beyond mortgage

$1,925/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$119,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$422/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,990/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$48/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$8,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $27,269/yr

Property taxes21% $13,520/yr

Utilities6% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $5,990/yr

Condo fees11% $6,885/yr

Closing costs8% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$27,269	$2,272/mo
Government & taxes
Property tax	$5,065	$422/mo
Land transfer tax(closing)	$8,455	$705/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,990	$499/mo
Condo fees
Condo / HOA fees	$6,885	$574/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$64,324	$5,360/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 303

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs