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$429,000
Cambridge · Ontario N1R 0B5
72 days on market
Wake up to the Grand River. Suite 304 at The Grand is one of Cambridge's rare waterfront condominiums, a thoughtfully designed suite with direct views of the river and immediate access to the Galt boardwalk, one of the most scenic urban walking corridors in Southwestern Ontario.The open-concept layout is flooded with natural light, with a kitchen that flows effortlessly into the living and dining areas. Step outside the building and you're on the boardwalk. Upstairs, the building's rooftop terra…
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Seller signals
↓ $15KPrice reduction
MLS shows the seller reduced the asking price by $15,000 (from $444,000 to $429,000).
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: HOMETON INC
Source: TRREB/PROPTX · MLS® X13169458
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~750 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $19,530 | $1,627/mo |
| Government & taxes | ||
| Property tax | $3,753 | $313/mo |
| Land transfer tax(closing) | $5,055 | $421/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,290 | $358/mo |
| Condo fees | ||
| Condo / HOA fees | $8,580 | $715/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $51,868 | $4,322/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.