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$850K · 4 bed Duplex · 356 Gilmour Street, Ottawa, Ontario K2P 0R3 | HomeSearchCanada

$849,900

356 Gilmour Street

92 DOM

4392d

Map

DOM 92

Motivated Seller

$849,900

Motivated Seller

DOM92days

356 Gilmour Street

Ottawa · Ontario K2P 0R3

MLS® X13168472 · 4103 - Ottawa Centre · K2P 0R3

43TenantOccupied2000-2500 ft²DuplexNoneUnfinished92d$378/ft²Lot 31.1 x 100.9 ft$7,390 tax/yrUnfinished

92 days on market

About this home

Welcome to 356 Gilmour Street, a beautifully maintained century duplex offering historic charm, spacious living, and excellent income potential in one of Ottawa's most desirable urban neighbourhoods. Ideal for investors or buyers looking to live in one unit while generating rental income from the other, this property offers flexibility and long-term value in the heart of Centretown.This classic brick duplex features two well-appointed units generating a combined monthly rental income of $4,004.4…

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Property details

MLS#: X13168472
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 3 full, 0 half
Rooms: 11
Kitchens: 2
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Unfinished
Style: 2 1/2 Storey
Type: Duplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041190098
Roll / ARN: 061404210102600
Plan: 29598

Occupancy: Tenant Occupied
Washrooms: 3 pc · Ground; 3 pc · Second; 2 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: No
Special designation: Other

Roof: Asphalt Shingle
Foundation: Stone

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 31.06 × 100.9
Heating: Water
Heating fuel: Gas
Cooling: None
Fireplaces: —
Pool: No
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: South
Cross street: BANK AND GILMOUR
Stories: —
Utilities: —
Laundry: —
Interior: Water Heater
Parking features: Available

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

92 days on market — Listing has been active for 92 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13168472

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$850K

356 Gilmour Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $849,900✓ $7,390 tax✓ Gas✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,642/mo

incl. closing costs (yr 1)

Annual total

$79,703

year 1

Mortgage only

$3,224/mo

principal + interest

Beyond mortgage

$1,837/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$169,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$616/mo

Utilities

Hydro / electricity$158/mo

≈ $0.07/ft² × ~2,250 ft² · ON avg ~$158/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$13,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $38,691/yr

Property taxes26% $20,863/yr

Utilities6% $4,950/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,499/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$38,691	$3,224/mo
Government & taxes
Property tax	$7,390	$616/mo
Land transfer tax(closing)	$13,473	$1,123/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,890	$158/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,499	$708/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$79,703	$6,642/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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356 Gilmour Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs