Loading neighbourhood intel…
Loading neighbourhood intel…
$629,000
London · Ontario N6G 0N8
151 days on market
Welcome to this beautiful 3-level townhouse in desirable Upper Richmond Village. The open-concept main floor features a bright kitchen with quartz countertops and a large island, as well as a spacious great room with a cozy gas fireplace. The second floor offers 3 bedrooms, including a primary bedroom with an ensuite, sitting area, and private balcony. Heading up to the third-level loft, this versatile space can be used as a bedroom, home office, or family room, complete with a full bathroom. Th…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Book a call for full analysis. Get a full analysis →
Seller signals
↓ $30KPrice reduction
MLS shows the seller reduced the asking price by $30,000 (from $659,000 to $629,000).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: RIGHT AT HOME REALTY
Source: TRREB/PROPTX · MLS® X13168452
Do you own a home in London North?
Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.
Get My StreetValue™ →Monthly carrying costs, utilities, and closing cost estimates.
20%+ down — no CMHC premium
≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $28,635 | $2,386/mo |
| Government & taxes | ||
| Property tax | $5,582 | $465/mo |
| Land transfer tax(closing) | $9,055 | $755/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $982 | $82/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $6,290 | $524/mo |
| Condo fees | ||
| Condo / HOA fees | $4,008 | $334/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $64,312 | $5,359/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.