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$390K · 2 bed Condo Apartment · Junction/Onward Willow, Guelph | MyPropertyScout

$389,900

Unit 208

57 DOM

2257d

Map

DOM 57

$389,900

DOM57days

Unit 208

Monterey Park · 105 Bagot Street · Guelph · Ontario N1H 8H4

MLS® X13168038 · Junction/Onward Willow · N1H 8H4

22OwnerOccupied800-899 ft²Condo ApartmentNoneNo basement57d$459/ft²$2,391 tax/yrNo basement

57 days on market

About this home

Welcome to easy, carefree living at 105 Bagot Street in Guelph! This beautifully maintained 2 bedroom, 2 bathroom carpet-free condo is completely turn-key and ready for you to move right in. Bright and inviting, the functional open-concept layout is filled with natural light and offers comfortable living spaces perfect for everyday living and entertaining alike. Step outside to your open balcony - the perfect spot to enjoy your morning coffee or unwind at the end of the day. Ideal for first-time…

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Property details

MLS#: X13168038
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main; 4 pc · Main
Family room: Family room
Central vacuum: No
Ensuite laundry: Ensuite laundry

Building name: Monterey Park
Condo corp #: 84
Balcony: Open
Locker: Exclusive
Fees include: Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Stucco (Plaster)
Fronting on: —
Cross street: Bagot/Paisley
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Interior: Water Heater
Parking features: Reserved/Assigned

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: M1 Real Estate Brokerage Ltd

Source: TRREB/PROPTX · MLS® X13168038

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$390K

Unit 208 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $389,900✓ $2,391 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,007/mo

incl. closing costs (yr 1)

Annual total

$48,084

year 1

Mortgage only

$1,479/mo

principal + interest

Beyond mortgage

$1,709/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$77,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$199/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,899/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$63/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $17,750/yr

Property taxes14% $6,715/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,899/yr

Condo fees19% $9,060/yr

Closing costs11% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,750	$1,479/mo
Government & taxes
Property tax	$2,391	$199/mo
Land transfer tax(closing)	$4,324	$360/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,899	$325/mo
Condo fees
Condo / HOA fees	$9,060	$755/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,084	$4,007/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 208

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs