$280K · 1 bed Condo Apartment · Kitchener

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About this home

Welcome to Unit 126 at the Kaufman Lofts, a cozy and character-filled 1-bedroom, 1-bathroom home nestled in Kitchener's sought-after Innovation District. This iconic midrise building is a celebrated landmark that blends authentic industrial heritage with modern living, featuring polished concrete floors, soaring 13' ceilings, expansive windows, and other true loft details throughout. The open-concept living space is warm and inviting with a built-in fireplace, while the eat-in-kitchen offers amp…

Property details

MLS#

X13164384

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

500-599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

—Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Public Transit, Place Of Worship, School

Fireplaces: 1
Fireplace features: Family Room

View: City

Building name: Kaufman Lofts
Condo corp #: 460
Balcony: None
Locker: Owned
Association amenities: Community BBQ, Elevator, Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Water Included, Heat Included, Common Elements Included, Parking Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: KING STREET W AND VICTORIA STREET
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Intercom, Storage Area Lockers
Parking features: Surface

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $280,000✓ $2,917 tax✓ Electric✓ 500-599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,271/mo

incl. closing costs (yr 1)

Annual total

$39,255

year 1

Mortgage only

$1,062/mo

principal + interest

Beyond mortgage

$1,528/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$56,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$243/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~550 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,800/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $12,747/yr

Property taxes14% $5,592/yr

Utilities6% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance7% $2,800/yr

Condo fees23% $8,956/yr

Closing costs13% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,747	$1,062/mo
Government & taxes
Property tax	$2,917	$243/mo
Land transfer tax(closing)	$2,675	$223/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,800	$233/mo
Condo fees
Condo / HOA fees	$8,956	$746/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$39,255	$3,271/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 126

About this home

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Property details

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Price movement & seller pressure

Sales History

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Annual costs