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$429K · 2 bed Condo Apartment · Unit 902, 100 Garment Street, Kitchener, Ontario N2G 0C3 | HomeSearchCanada

$429,000

Unit 902

106 DOM

21106d

Map

DOM 106

Motivated Seller

$429,000

Motivated Seller

DOM106days

Unit 902

100 Garment Street · Kitchener · Ontario N2G 0C3

MLS® X13161782 · N2G 0C3

21TenantOccupied800-899 ft²Condo Apartment1-car UndergroundNo basement106d$505/ft²$3,812 tax/yrBuilt 20188 yrs oldNo basement

106 days on market

About this home

Welcome to Garment Street Lofts in the heart of downtown Kitchener! This stylish 2-bedroom, 1-bathroom condo offers 822 sq. ft. of interior living space with a bright, north-facing exposure. The open-concept layout is designed for modern living - blending functionality with comfort. Natural light enhances the clean, contemporary finishes, creating a warm and inviting atmosphere throughout. As a resident, you'll enjoy access to outstanding amenities: Rooftop patio with BBQs, planter boxes, tables…

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Property details

MLS#: X13161782
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 5
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2018

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Flat
Property features: Hospital, Park, Public Transit

Condo corp #: 670
Balcony: Open
Locker: None
Association amenities: Community BBQ, Exercise Room, Media Room, Party Room/Meeting Room, Ind. Water Softener, Rooftop Deck/Garden
Fees include: Building Insurance Included, Heat Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Other
Fronting on: —
Cross street: Victoria St S to Garment St
Stories: 9
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

106 days on market — Listing has been active for 106 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE WOLLE REALTY

Source: TRREB/PROPTX · MLS® X13161782

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$429K

Unit 902 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $429,000✓ $3,812 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,250/mo

incl. closing costs (yr 1)

Annual total

$51,003

year 1

Mortgage only

$1,627/mo

principal + interest

Beyond mortgage

$1,743/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$85,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$318/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,290/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$53/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,055

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)38% $19,530/yr

Property taxes17% $8,867/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $4,290/yr

Condo fees15% $7,656/yr

Closing costs10% $5,100/yr

Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$19,530	$1,627/mo
Government & taxes
Property tax	$3,812	$318/mo
Land transfer tax(closing)	$5,055	$421/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,290	$358/mo
Condo fees
Condo / HOA fees	$7,656	$638/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$51,003	$4,250/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 902

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs