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$525K · 2+1 bed Condo Townhouse · Unit 23, 20 Kernohan Parkway, London, Ontario N6J 4Y3 | HomeSearchCanada

$524,900

Unit 23

106 DOM

2+13106d

Map

DOM 106

Motivated Seller

$524,900

Motivated Seller

DOM106days

Unit 23

20 Kernohan Parkway · London · Ontario N6J 4Y3

MLS® X13160224 · South D · N6J 4Y3

2+13OwnerOccupied1000-1199 ft²Condo Townhouse1-car AttachedFull, Partially Finished106d$477/ft²$3,101 tax/yrBuilt 200323 yrs oldFull, Partially Finished

106 days on market

About this home

A rare updated one-floor condo townhome offering the best of both worlds: a private rear deck with green space behind, while still being truly steps from Southcrest Shopping Plaza, featuring Giant Tiger, Tim Hortons, Pet Valu, restaurants, services, and everyday conveniences. For downsizers or buyers wanting less reliance on a car now or in the future, this is a hard-to-find combination: a quiet setting with real walkability, without being positioned on a busy corner or high-traffic stretch. Ins…

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Property details

MLS#: X13160224
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2+1
Baths: 3 full, 0 half
Rooms: 7 + 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Partially Finished
Style: Bungalow
Type: Condo Townhouse
Year built: 2003

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Main; 3 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Fireplace features: Electric

Condo corp #: 392
Balcony: Open
Locker: None
Fees include: Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Veneer
Fronting on: —
Cross street: SPRINGBANK DR/KERNOHAN PKWY
Stories: 1
Utilities: —
Laundry: In Hall
Interior: Storage
Parking features: Private

Additional listing data

ListAOR: London and St. Thomas Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

106 days on market — Listing has been active for 106 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13160224

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$525K

Unit 23 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $524,900✓ $3,101 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,515/mo

incl. closing costs (yr 1)

Annual total

$54,180

year 1

Mortgage only

$1,991/mo

principal + interest

Beyond mortgage

$1,484/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$104,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$258/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$30/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,973

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $23,896/yr

Property taxes19% $10,074/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance10% $5,249/yr

Condo fees8% $4,301/yr

Closing costs9% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,896	$1,991/mo
Government & taxes
Property tax	$3,101	$258/mo
Land transfer tax(closing)	$6,973	$581/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,249	$437/mo
Condo fees
Condo / HOA fees	$4,301	$358/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$54,180	$4,515/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 23

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs