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$259K · 2 bed Condo Apartment · Unit 204, Ridgeview Terrace, 986 Huron Street, London, Ontario N5Y 5E4 | HomeSearchCanada

$259,000

Unit 204

108 DOM

21108d

Map

DOM 108

Motivated Seller

$259,000

Motivated Seller

DOM108days

Unit 204

Ridgeview Terrace · 986 Huron Street · London · Ontario N5Y 5E4

MLS® X13155266 · East A · N5Y 5E4

21Vacant700-799 ft²Condo ApartmentNoneNo basement108d$346/ft²$1,492 tax/yrNo basement

108 days on market

About this home

Affordable condo living in London's east end! This bright and sunny two-bedroom, one-bath unit is a fantastic opportunity for first-time buyers, investors, or students attending Fanshawe College or Western University. Featuring a spacious living area, functional kitchen, sun-filled balcony perfect for container planting or morning coffee. Convenient laundry facilities, low-maintenance living with reasonable condo fees in a well-located building close to transit, shopping, parks, and everyday ame…

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Property details

MLS#: X13155266
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Multi-Level
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Building name: Ridgeview Terrace
Condo corp #: 151
Balcony: Open
Locker: Common
Fees include: Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Fireplaces: —
Waterfront: No
Exterior: Aluminum Siding, Concrete
Fronting on: —
Cross street: Adelaide and Huron
Stories: 2
Utilities: —
Laundry: Coin Operated, In Building, Laundry Room, Shared
Interior: Primary Bedroom - Main Floor, Water Heater
Parking features: Surface, Unreserved

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

108 days on market — Listing has been active for 108 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13155266

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$259K

Unit 204 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $259,000✓ $1,492 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,679/mo

incl. closing costs (yr 1)

Annual total

$32,145

year 1

Mortgage only

$983/mo

principal + interest

Beyond mortgage

$1,041/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$51,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$124/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,590/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$33/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,360

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $11,791/yr

Property taxes12% $3,852/yr

Utilities8% $2,460/yr

Insurance & security5% $1,600/yr

Maintenance8% $2,590/yr

Condo fees15% $4,752/yr

Closing costs16% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$11,791	$983/mo
Government & taxes
Property tax	$1,492	$124/mo
Land transfer tax(closing)	$2,360	$197/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,590	$216/mo
Condo fees
Condo / HOA fees	$4,752	$396/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$32,145	$2,679/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 204

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs