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Sold · 2 bed Condo Apartment · Unit apt. 2, 320 Waverley Street, Ottawa Centre, Ontario K2P 0W3 | HomeSearchCanada

Sold

Unit apt. 2

15 DOM

2115d

Map

DOM 15

Sold

DOM15days

Unit apt. 2

320 Waverley Street · Ottawa Centre · Ontario K2P 0W3

MLS® X13152960 · 4103 - Ottawa Centre · K2P 0W3

21TenantOccupied1200-1399 ft²Condo ApartmentNoneOther15d$3,713 tax/yrBuilt 1916110 yrs oldOther

Sold 2026-09-09

15 days on market

About this home

Welcome to 320 Waverley Street West, apt. 2 an elegant, character-filled 2-bedroom + den, 1-bathroom condo in a classic red-brick boutique building steps to Elgin and Bank. A rare private front terrace creates an outdoor space for morning coffee & evening wind-downs. A welcoming foyer, and the home's cohesive flow carries you from entry to dining to a comfy living room while natural light pours through large street-facing windows, highlighting high ceilings, crisp mouldings, and beautiful origin…

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Property details

MLS#: X13152960
Status: Sold
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 8
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Other
Style: 2-Storey
Type: Condo Apartment
Year built: 1916

Occupancy: Tenant Occupied
Washrooms: 5 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Public Transit, Rec./Commun.Centre

Fireplaces: 1
Fireplace features: Wood

Condo corp #: 930
Balcony: Terrace
Locker: Exclusive
Fees include: Building Insurance Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick · Patio, Privacy
Fronting on: —
Cross street: O'Connor Street and Cartier Street,
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet
Interior: None
Parking features: Surface

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ENGEL & VOLKERS OTTAWA

Source: TRREB/PROPTX · MLS® X13152960

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Unit apt. 2 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $0✓ $3,713 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$1,852/mo

incl. closing costs (yr 1)

Annual total

$22,221

year 1

Mortgage only

$0/mo

principal + interest

Beyond mortgage

$1,393/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$0

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$309/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$0/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$55/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$0

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Property taxes17% $3,713/yr

Utilities18% $3,960/yr

Insurance & security7% $1,600/yr

Condo fees35% $7,848/yr

Closing costs23% $5,100/yr

Mortgage is 0% of your true cost of ownership. The other 100% surprises most first-time buyers.

Full breakdown

Government & taxes
Property tax	$3,713	$309/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Condo fees
Condo / HOA fees	$7,848	$654/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$22,221	$1,852/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit apt. 2

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs