$449K · 1 bed Condo Apartment · Unit 409, 25 PEN LAKE POINT Road, Huntsville, Ontario P1H 1A9

Loading neighbourhood intel…

About this home

Hassle free, no upkeep, turn key and move in ready! Be a part of Muskoka's premier year-round retreat, Deerhurst Resort and leave the hassle of owning a cottage behind. This newly built 604 sq.ft. waterside one-bedroom one-bathroom Lakeside Lodge condominium features southern exposure with impressive long views of Peninsula Lake which can be enjoyed from your private balcony. This unit is tastefully furnished with all the modern comforts, when you want some down time you'll feel at home and comp…

Property details

MLS#

X13151918

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Apartment

Type

Condo Apartment

Year built

2025

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Golf, Beach, Clear View, Lake Access, Skiing, Waterfront

Fireplaces: 1
Fireplace features: Natural Gas

View: Water

Waterfront: Yes
Water view: Direct,Unobstructive
Water body: Peninsula Lake
Water frontage: 500 ft
Shoreline: Hard Bottom, Shallow, Sandy
Waterfront features: Dock, Stairs to Waterfront, Beach Front

Condo corp #: 89
Balcony: Open
Locker: Exclusive
Association amenities: Gym, Game Room, Party Room/Meeting Room, Visitor Parking, Outdoor Pool, Elevator
Fees include: Cable TV Included, CAC Included, Heat Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Exterior: Stucco (Plaster) · Hot Tub, Lighting, Landscaped, Year Round Living
Fronting on: —
Cross street: Hwy 60, Right onto Deerhurst Drive, past the main pavillion, right towards the lake to Lakeside Lodge
Stories: 5
Utilities: —
Laundry: Ensuite
Interior: Other
Parking features: Other, Unreserved, Surface

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $4,221 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,372/mo

incl. closing costs (yr 1)

Annual total

$52,464

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,756/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$352/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$50/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)39% $20,440/yr

Property taxes18% $9,676/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,490/yr

Condo fees14% $7,198/yr

Closing costs10% $5,100/yr

Mortgage is 39% of your true cost of ownership. The other 61% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$4,221	$352/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Condo fees
Condo / HOA fees	$7,198	$600/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$52,464	$4,372/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 409

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs