$349K · 1+1 bed Condo Apartment · Unit 102, 404 King Street, Kitchener, Ontario N2G 4Z9

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About this home

Welcome to Kaufman Lofts! This stunning corner unit delivers true loft living with soaring 13-ft ceilings, polished concrete floors, massive wraparound windows, and authentic industrial character throughout. Featuring 1 bedroom plus an oversized den large enough to function as a second bedroom, a Juliette balcony, and electronic privacy blinds on every window (over $10K value), this sun-filled space blends style, function, and character effortlessly.The open-concept living and dining area is per…

Property details

MLS#

X13149554

Status

Buy Now

Property class

Residential Condo & Other

Beds

1+1

Baths

1 full, 0 half

Rooms

Kitchens

Size

900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

Loft

Type

Condo Apartment

Year built

2003

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Public Transit, School, Hospital, Library, Park, Rec./Commun.Centre

Condo corp #: 450
Balcony: Juliette
Locker: Owned
Association amenities: Party Room/Meeting Room, Rooftop Deck/Garden, Visitor Parking
Fees include: Heat Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: King St W & Victoria St N
Stories: 1
Utilities: —
Laundry: Ensuite
Laundry level: Main Level
Interior: None
Parking features: Surface

Price movement & seller pressure

↓ $11KPrice reduction

MLS shows the seller reduced the asking price by $10,900 (from $359,900 to $349,000).

Motivated SellerWhy this label

108 days on market — Listing has been active for 108 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $349,000✓ $3,622 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,184/mo

incl. closing costs (yr 1)

Annual total

$50,210

year 1

Mortgage only

$1,324/mo

principal + interest

Beyond mortgage

$2,093/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$69,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$302/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$89/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,710

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)32% $15,888/yr

Property taxes15% $7,332/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance7% $3,490/yr

Condo fees26% $12,840/yr

Closing costs10% $5,100/yr

Mortgage is 32% of your true cost of ownership. The other 68% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$15,888	$1,324/mo
Government & taxes
Property tax	$3,622	$302/mo
Land transfer tax(closing)	$3,710	$309/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,490	$291/mo
Condo fees
Condo / HOA fees	$12,840	$1,070/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$50,210	$4,184/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs