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$449K · 4 bed Condo Townhouse · Unit 66, 478 Wilkins Street, London, Ontario N6C 5B2 | HomeSearchCanada

$449,000

Unit 66

110 DOM

43110d

Map

DOM 110

Motivated Seller

$449,000

Motivated Seller

DOM110days

Unit 66

478 Wilkins Street · London · Ontario N6C 5B2

MLS® X13144074 · South R · N6C 5B2

43OwnerOccupied1400-1599 ft²Condo Townhouse1-car AttachedFinished110d$299/ft²$2,749 tax/yrFinished

110 days on market

About this home

Spacious 4-bedroom townhouse located in desirable South London! This well-maintained home offers a functional layout with generous living space, bright principal rooms, and a finished lower-level family room ideal for families, first-time buyers, or investors. Enjoy a private outdoor area and convenient parking in a well-managed complex. Excellent location close to hospitals, schools, shopping, libraries, public transit, and easy highway access. Just steps from beautiful Mitches Park with walkin…

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Property details

MLS#: X13144074
Status: Buy Now
Property class: Residential Condo & Other
Beds: 4
Baths: 3 full, 0 half
Rooms: 12
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished
Style: 2-Storey
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 2 pc · Main; 4 pc · Second; 2 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Shingle
Foundation: Concrete
Property features: Hospital, Library, Public Transit, School Bus Route, School

Condo corp #: 35
Balcony: None
Locker: None
Fees include: Water Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Sandringham
Stories: 1
Utilities: —
Laundry: Inside
Interior: Auto Garage Door Remote
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

110 days on market — Listing has been active for 110 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13144074

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$449K

Unit 66 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $449,000✓ $2,749 tax✓ Gas✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,075/mo

incl. closing costs (yr 1)

Annual total

$48,894

year 1

Mortgage only

$1,703/mo

principal + interest

Beyond mortgage

$1,458/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$89,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$229/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,500 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,490/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$35/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$5,455

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $20,440/yr

Property taxes17% $8,204/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,490/yr

Condo fees10% $5,100/yr

Closing costs10% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$20,440	$1,703/mo
Government & taxes
Property tax	$2,749	$229/mo
Land transfer tax(closing)	$5,455	$455/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,490	$374/mo
Condo fees
Condo / HOA fees	$5,100	$425/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$48,894	$4,075/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 66

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs