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$650K · 3 bed Detached Condo · Unit Unit 123, 383 McNabb Street, Saugeen Shores, Ontario N0H 2L0 | HomeSearchCanada

$649,900

Unit Unit 123

110 DOM

33110d

Map

DOM 110

↓ $50KMotivated Seller

$649,900

↓ $50KMotivated Seller

DOM110days

Unit Unit 123

383 McNabb Street · Saugeen Shores · Ontario N0H 2L0

MLS® X13141014 · Saugeen Shores · N0H 2L0

33OwnerOccupied1400-1599 ft²Detached CondoNoneCrawl Space110d$433/ft²$3,978 tax/yrBuilt 198541 yrs oldCrawl Space

110 days on market

About this home

With its cheerful butter-yellow exterior and crisp white accents, this Colonial-inspired, two-storey home offers a seamless blend of country charm and breezy, outdoor-focused living, standing out as a gem within the Lakeside community. The main floor honours an open-concept design with living and dining areas anchored by a classic wood-burning fireplace. This inviting space is built for effortless connection, featuring three sets of elegant French doors that open to the deep front verandah. Thes…

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Property details

MLS#: X13141014
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 3 full, 0 half
Rooms: 10
Kitchens: 1
Size: 1400-1599Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Crawl Space
Style: 2-Storey
Type: Detached Condo
Year built: 1985

Occupancy: Owner Occupied
Washrooms: 2 pc · Ground; 3 pc · Second; 3 pc · Second
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Metal

Fireplaces: 1
Fireplace features: Wood

Condo corp #: 6
Balcony: Open
Locker: None
Fees include: Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 2 total
Heating: Baseboard
Heating fuel: Electric
Cooling: None
Waterfront: No
Exterior: Wood
Fronting on: —
Cross street: McNabb St/Nantucket Pl
Stories: 1
Utilities: —
Laundry: Laundry Room
Laundry level: Main Level
Interior: Water Heater Owned
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $50KPrice reduction

MLS shows the seller reduced the asking price by $50,000 (from $699,900 to $649,900).

Motivated SellerWhy this label

110 days on market — Listing has been active for 110 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: Royal LePage D C Johnston Realty

Source: TRREB/PROPTX · MLS® X13141014

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$650K

Unit Unit 123 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $649,900✓ $3,978 tax✓ Electric✓ 1400-1599 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,164/mo

incl. closing costs (yr 1)

Annual total

$61,972

year 1

Mortgage only

$2,466/mo

principal + interest

Beyond mortgage

$1,451/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$129,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$331/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~1,500 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,499/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$23/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)48% $29,586/yr

Property taxes22% $13,451/yr

Utilities4% $2,460/yr

Insurance & security3% $1,600/yr

Maintenance10% $6,499/yr

Condo fees5% $3,276/yr

Closing costs8% $5,100/yr

Mortgage is 48% of your true cost of ownership. The other 52% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,586	$2,466/mo
Government & taxes
Property tax	$3,978	$331/mo
Land transfer tax(closing)	$9,473	$789/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,499	$542/mo
Condo fees
Condo / HOA fees	$3,276	$273/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$61,972	$5,164/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit Unit 123

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs