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$329,900
482 James Street · Hamilton · Ontario L8L 1J1
160 days on market
Nicely renovated and updated 2 bedroom condo located in a great location close to Pier 4 Park, Pier 8 Marina, Bayfront Park, James St. N., Harbour West Go station and downtown. Desirable small condo complex with only 12 units. Nicely updated kitchen and bathroom, the living room offers a builtin entertainment unit with electric fireplace, spacious floorplan, laundry in unit. Well finished throughout with breakfast bar and pot lights throughout.Perfect for first time buyer or someone lookig to do…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
↓ $20KPrice reduction
MLS shows the seller reduced the asking price by $20,000 (from $349,900 to $329,900).
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: MICHAEL ST.JEAN REALTY INC.
Source: TRREB/PROPTX · MLS® X13138290
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20%+ down — no CMHC premium
≈ $0.13/ft² × ~850 ft² · incl. electric heat
Electric heat — no gas service · see hydro
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 38% of your true cost of ownership. The other 62% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $15,018 | $1,252/mo |
| Government & taxes | ||
| Property tax | $1,867 | $156/mo |
| Land transfer tax(closing) | $3,424 | $285/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $3,299 | $275/mo |
| Condo fees | ||
| Condo / HOA fees | $6,800 | $567/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $39,569 | $3,297/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.