Loading neighbourhood intel…

$381K · 1 bed Common Element Condo · Unit 106, Spur Line Common Building 2, 107 Roger Street, Waterloo, Ontario N2J 0G2 | HomeSearchCanada

$381,000

Unit 106

161 DOM

11161d

Open map

Map

DOM 161

Motivated Seller

$381,000

Motivated Seller

DOM161days

Unit 106

Spur Line Common Building 2 · 107 Roger Street · Waterloo · Ontario N2J 0G2

MLS® X13120974 · N2J 0G2

11TenantOccupied600-699 ft²Common Element CondoNoneNo basement161d$587/ft²Lot 204,675.56$2,300 tax/yrBuilt 20233 yrs oldNo basement

161 days on market

About this home

Two years new apartment for sale. Experience urban living at its finest in this brand new condominium nestled within the Spur Lines Development. Situated conveniently near Grand River Hospital, LRT stops and an array of upscale dining options, this one-bedroom, one-bathroom gem is made for young professionals or couples looking to be close to both the uptown and downtown lifestyles. Spanning 604 square feet, this unit boasts a sun-kissed balcony, in-suite laundry, and a stocked kitchen complete…

Reserved · coming next

HomeSearchCanada exclusive

Reserve your Home Buyers Package

Could save you thousands on this purchase — closing strategy, negotiation & rebate.

MyStreetValue™ Analysis

Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →

Property details

MLS#: X13120974
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 4
Kitchens: 1
Size: 600-699Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Common Element Condo
Year built: 2023

Occupancy: Tenant Occupied
Washrooms: 4 pc · Flat
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Unknown
Foundation: Concrete
Property features: Hospital, Public Transit, School

Building name: Spur Line Common Building 2
Condo corp #: 773
Balcony: Open
Locker: None
Association amenities: Party Room/Meeting Room, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, CAC Included
Pets: No

Garage: None
Garage spaces: 0
Parking: 0 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Concrete
Fronting on: —
Cross street: Moore Ave S - Roger St
Stories: 1
Utilities: —
Laundry: Ensuite
Interior: Carpet Free
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

161 days on market — Listing has been active for 161 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: RE/MAX COMMUNITY REALTY INC.

Source: TRREB/PROPTX · MLS® X13120974

Do you own a home in Waterloo?

Find out what it's worth — and what you'd walk away with after mortgage, commission and fees.

Get My StreetValue™ →

$381K

Unit 106 · Bryon Bertrim

Bryon Bertrim, REALTOR® | Real Broker Ontario Ltd. Brokerage · MLS® via PropTx · © CREA · Bona fide use only

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $381,000✓ $2,300 tax✓ Gas✓ 600-699 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,434/mo

incl. closing costs (yr 1)

Annual total

$41,209

year 1

Mortgage only

$1,445/mo

principal + interest

Beyond mortgage

$1,181/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$76,200

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$192/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~650 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,810/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$20/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,190

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)42% $17,345/yr

Property taxes16% $6,490/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,810/yr

Condo fees7% $2,904/yr

Closing costs12% $5,100/yr

Mortgage is 42% of your true cost of ownership. The other 58% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,345	$1,445/mo
Government & taxes
Property tax	$2,300	$192/mo
Land transfer tax(closing)	$4,190	$349/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,810	$318/mo
Condo fees
Condo / HOA fees	$2,904	$242/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$41,209	$3,434/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

Unlock Insider Deals

Sign in

Unit 106

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

Request a Showing

Request a Showing

Annual costs