$160K · 1 bed Condo Apartment · Eastmount, Hamilton

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About this home

Perched on the desirable north end of the Hamilton Mountain, this bright and inviting 1-bedroom condo offers stunning escarpment views from your private balcony. Located on the 3rd floor, the unit features convenient in-suite laundry and a functional layout perfect for first-time buyers, downsizers, or investors. Enjoy a fantastic location close to public transit, shopping, parks, and everyday amenities, making daily living both easy and convenient. A great opportunity to enjoy affordable condo…

Property details

MLS#

X13118696

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

1 full, 0 half

Rooms

Kitchens

Size

0-499Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

None

Style

1 Storey/Apt

Type

Condo Apartment

Year built

1951

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Rolled
Foundation: Concrete

Condo corp #: 299
Balcony: Open
Locker: None
Fees include: Heat Included, Common Elements Included, Building Insurance Included, Water Included, Parking Included, Cable TV Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Baseboard
Heating fuel: Other
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Mountain Park Ave
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Auto Garage Door Remote
Parking features: Underground

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $159,900✓ $1,328 tax✓ Other✓ 0-499 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$2,812/mo

incl. closing costs (yr 1)

Annual total

$33,741

year 1

Mortgage only

$607/mo

principal + interest

Beyond mortgage

$1,636/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$31,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$111/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~250 ft² · ON avg ~$75/mo · assumes gas heat

Other$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$1,599/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$80/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$1,324

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)22% $7,279/yr

Property taxes8% $2,652/yr

Utilities12% $3,960/yr

Insurance & security5% $1,600/yr

Maintenance5% $1,599/yr

Condo fees34% $11,551/yr

Closing costs15% $5,100/yr

Mortgage is 22% of your true cost of ownership. The other 78% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$7,279	$607/mo
Government & taxes
Property tax	$1,328	$111/mo
Land transfer tax(closing)	$1,324	$110/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Other	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$1,599	$133/mo
Condo fees
Condo / HOA fees	$11,551	$963/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$33,741	$2,812/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Property details

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Price movement & seller pressure

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Annual costs