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$380K · 2 bed Condo Townhouse · 717 - Cornwall, Cornwall | MyPropertyScout

$379,900

Unit 102

73 DOM

2173d

Map

DOM 73

$379,900

DOM73days

Unit 102

222 First Street · Cornwall · Ontario K6H 0G2

MLS® X13107076 · 717 - Cornwall · K6H 0G2

21OwnerOccupied1000-1199 ft²Condo TownhouseNoneNo basement73d$346/ft²$3,648 tax/yrNo basement

73 days on market

About this home

This rare main-floor townhouse-style condo offers the perfect blend of comfort, convenience and low-maintenance living...and it's currently only one of two ground-level units of this style available in the city. Ideal for downsizing couples, investors or anyone seeking an easy condo lifestyle, this modern 2-bedroom, 1-bath home features stylish cabinetry, granite countertops and a functional kitchen island perfect for everyday living. Freshly painted in 2024, the bright interior also includes in…

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Property details

MLS#: X13107076
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: No

Condo corp #: 23
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Parking Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Radiant
Heating fuel: Gas
Cooling: Wall Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Stone
Fronting on: —
Cross street: Amelia Street & First Street East
Stories: 1
Utilities: —
Laundry: Laundry Room
Interior: ERV/HRV, On Demand Water Heater
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: EXP REALTY

Source: TRREB/PROPTX · MLS® X13107076

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$380K

Unit 102 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $379,900✓ $3,648 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,613/mo

incl. closing costs (yr 1)

Annual total

$43,354

year 1

Mortgage only

$1,441/mo

principal + interest

Beyond mortgage

$1,365/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$75,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$304/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,799/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$26/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,174

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $17,295/yr

Property taxes18% $7,822/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,799/yr

Condo fees9% $3,778/yr

Closing costs12% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$17,295	$1,441/mo
Government & taxes
Property tax	$3,648	$304/mo
Land transfer tax(closing)	$4,174	$348/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,799	$317/mo
Condo fees
Condo / HOA fees	$3,778	$315/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$43,354	$3,613/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 102

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

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Annual costs