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$439,900
35 Albion Street · Belleville · Ontario K8N 5Y8
90 days on market
Welcome to 35 Albion Street in Belleville, where carefree condo living meets comfort, convenience, and an unbeatable location just steps from the beautiful Moira River and downtown amenities. Forget spending your weekends cutting grass, shovelling snow, or worrying about exterior maintenance - condo living means more time enjoying life and less time maintaining it. Perfect for retirees, busy professionals, downsizers, or anyone looking for a stress-free lifestyle, this spacious two-storey condo…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: Royal Lepage Proalliance Realty
Source: TRREB/PROPTX · MLS® X13104296
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $20,026 | $1,669/mo |
| Government & taxes | ||
| Property tax | $3,574 | $298/mo |
| Land transfer tax(closing) | $5,273 | $439/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $4,399 | $367/mo |
| Condo fees | ||
| Condo / HOA fees | $5,184 | $432/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $49,116 | $4,093/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.