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$358K · 3 bed Condo Apartment · Unit 1406, 695 Richmond Street, London, Ontario N6A 5M8 | HomeSearchCanada

$357,900

Unit 1406

32Vacant

Map

$357,900

Unit 1406

695 Richmond Street · London · Ontario N6A 5M8

MLS® X13101634 · East F · N6A 5M8

32Vacant1200-1399 ft²Condo Apartment1-car UndergroundNo basement$275/ft²$3,370 tax/yrNo basement

About this home

Welcome to 695 Richmond St. the Perfect investment property or for young professionals. This 3 bedroom, 2 full baths unit is nestled in the heart of Richmond Row in Downtown London. Enjoy this Northeast facing, clean, bright, freshly painted condo with in-suite laundry, loads of storage and newer appliances! Steps away from shopping, dining, parks, transit and entertainment this condo has it all! Minutes from Western and Fanshawe, this condo also features 24hr Security/Concierge, Central Air, In…

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Property details

MLS#: X13101634
Status: Buy Now
Property class: Residential Condo & Other
Beds: 3
Baths: 2 full, 0 half
Rooms: 9
Kitchens: 1
Size: 1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Condo corp #: 134
Balcony: None
Locker: None
Association amenities: Concierge, Elevator, Exercise Room, Indoor Pool, Visitor Parking
Fees include: Common Elements Included, Building Insurance Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Heat Pump
Heating fuel: Ground Source
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick
Fronting on: —
Cross street: Mill St
Stories: 14
Utilities: —
Laundry: In-Suite Laundry
Interior: Carpet Free, Storage
Parking features: Inside Entry, Reserved/Assigned, Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: CENTURY 21 FIRST CANADIAN CORP

Source: TRREB/PROPTX · MLS® X13101634

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$358K

Unit 1406 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $357,900✓ $3,370 tax✓ Ground Source✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,886/mo

incl. closing costs (yr 1)

Annual total

$46,626

year 1

Mortgage only

$1,358/mo

principal + interest

Beyond mortgage

$1,749/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$71,580

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$281/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo · assumes gas heat

Ground Source$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,579/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$62/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,844

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)35% $16,293/yr

Property taxes15% $7,214/yr

Utilities8% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $3,579/yr

Condo fees19% $8,880/yr

Closing costs11% $5,100/yr

Mortgage is 35% of your true cost of ownership. The other 65% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$16,293	$1,358/mo
Government & taxes
Property tax	$3,370	$281/mo
Land transfer tax(closing)	$3,844	$320/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Ground Source	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,579	$298/mo
Condo fees
Condo / HOA fees	$8,880	$740/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$46,626	$3,886/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 1406

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs