$998K · 3 bed Condo Townhouse · 88 Moody Street, Pelham, Ontario L3E 0B3

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About this home

This highly curated home awaits you! Welcome to 88 Moody St! Built by the incredible team at Rinaldi Homes, this 3 bedroom 4 bathroom townhome offers 2366 sq ft of finished living space and contains all the upgrades your heart desires. Open the front gate and step inside to find a spacious foyer with a show stoping open stringer staircase, a main floor bedroom, 3pc bathroom & access to the attached 2 car garage that features an epoxy floor. The second floor offers 9' ceilings, a large living roo…

Property details

MLS#

X13101040

Status

Buy Now

Property class

Residential Condo & Other

Beds

Baths

4 full, 0 half

Rooms

7 + 1

Kitchens

Size

2000-2249Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Finished, Full

Style

3-Storey

Type

Condo Townhouse

Year built

2023

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 2 pc · Second; 5 pc · Third; 4 pc · Third
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Membrane, Flat
Foundation: Poured Concrete
Property features: Golf, Library, Place Of Worship, Park, Rec./Commun.Centre, School

Fireplace features: Electric, Living Room

Condo corp #: 175
Balcony: Open
Locker: None
Fees include: Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 2-car Attached
Garage spaces: 2
Parking: 4 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Stone, Stucco (Plaster) · Awnings, Deck, Landscaped, Lighting, Year Round Living, Lawn Sprinkler System
Fronting on: —
Cross street: Moody St & Lametti Drive
Stories: 1
Utilities: —
Laundry: In-Suite Laundry, Laundry Closet, In Hall
Interior: ERV/HRV, Auto Garage Door Remote, On Demand Water Heater, Sump Pump
Parking features: Private

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $997,999✓ $6,677 tax✓ Gas✓ 2000-2249 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$7,786/mo

incl. closing costs (yr 1)

Annual total

$93,431

year 1

Mortgage only

$3,786/mo

principal + interest

Beyond mortgage

$2,172/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$199,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$556/mo

Utilities

Hydro / electricity$82/mo

≈ $0.07/ft² × ~2,125 ft² · ON avg ~$82/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$9,980/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$29/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$16,435

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $45,433/yr

Property taxes25% $23,112/yr

Utilities4% $4,042/yr

Insurance & security2% $1,600/yr

Maintenance11% $9,980/yr

Condo fees4% $4,164/yr

Closing costs5% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$45,433	$3,786/mo
Government & taxes
Property tax	$6,677	$556/mo
Land transfer tax(closing)	$16,435	$1,370/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$982	$82/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$9,980	$832/mo
Condo fees
Condo / HOA fees	$4,164	$347/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$93,431	$7,786/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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88 Moody Street

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