$700K · 2+1 bed Condo Townhouse · 59 Riveroaks Drive, Hamilton, Ontario L0R 1W0

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About this home

Welcome to this beautifully maintained end-unit bungalow located in the highly sought-after Twenty Place community, known for its adult leisure lifestyle and exceptional amenities. Offering a bright and functional layout, this home features hardwood flooring throughout the main floor living areas, bedrooms, and hallways. The spacious living room is highlighted by a cozy corner gas fireplace and oversized windows that fill the space with natural light. The eat-in kitchen offers plenty of cabinetr…

Property details

MLS#

X13098824

Status

Conditionally Sold

Property class

Residential Condo & Other

Beds

2+1

Baths

3 full, 0 half

Rooms

10 + 3

Kitchens

Size

1200-1399Exact finished sqft not on MLS feed (often MPAC-only on broker systems)

Basement

Full, Finished

Style

Bungalow

Type

Condo Townhouse

Year built

2003

Occupancy: Owner Occupied
Washrooms: 3 pc · Main; 4 pc · Main; 2 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Asphalt Shingle
Foundation: Poured Concrete
Property features: Fenced Yard, Golf, Library, Place Of Worship, Rec./Commun.Centre

Condo corp #: 321
Balcony: None
Locker: None
Association amenities: Club House, Community BBQ, Exercise Room, Game Room, Gym, Indoor Pool
Fees include: Water Included, Cable TV Included, Common Elements Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Awnings, Year Round Living
Fronting on: —
Cross street: Twenty Place Blvd
Stories: 1
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Primary Bedroom - Main Floor, Storage, Water Heater
Parking features: Private

Price movement & seller pressure

↓ $30KPrice reduction

MLS shows the seller reduced the asking price by $30,000 (from $729,900 to $699,900).

Motivated SellerWhy this label

122 days on market — Listing has been active for 122 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $699,900✓ $4,800 tax✓ Gas✓ 1200-1399 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,094/mo

incl. closing costs (yr 1)

Annual total

$73,122

year 1

Mortgage only

$2,655/mo

principal + interest

Beyond mortgage

$2,107/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$139,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$400/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$58/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$10,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)44% $31,862/yr

Property taxes21% $15,273/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance10% $6,999/yr

Condo fees11% $8,328/yr

Closing costs7% $5,100/yr

Mortgage is 44% of your true cost of ownership. The other 56% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$31,862	$2,655/mo
Government & taxes
Property tax	$4,800	$400/mo
Land transfer tax(closing)	$10,473	$873/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,999	$583/mo
Condo fees
Condo / HOA fees	$8,328	$694/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$73,122	$6,094/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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59 Riveroaks Drive

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs