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$325K · 2 bed Condo Apartment · Unit 201, 580 Armstrong Road, Kingston, Ontario K7M 8M3 | HomeSearchCanada

$324,900

Unit 201

97 DOM

2197d

Map

DOM 97

Motivated Seller

$324,900

Motivated Seller

DOM97days

Unit 201

580 Armstrong Road · Kingston · Ontario K7M 8M3

MLS® X13096902 · 35 - East Gardiners Rd · K7M 8M3

21OwnerOccupied700-799 ft²Condo ApartmentNoneNo basement97d$433/ft²$2,134 tax/yrNo basement

97 days on market

About this home

Ideally located in the heart of the city, this move-in ready two bedroom condo offers both comfort and convenience. Situated close to public transit, it provides easy access St. Lawrence College, Queen's University and a variety of west-end amenities. This well-maintained unit features a south-facing balcony with a peaceful view overlooking a conservation area. The updated kitchen and bathroom are complemented by new appliances, including a refrigerator, stove, and microwave fan unit (2024).…

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Property details

MLS#: X13096902
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 1 full, 0 half
Rooms: 6
Kitchens: 1
Size: 700-799Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Owner Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: No

Property features: Greenbelt/Conservation, Park, Public Transit, School Bus Route

Condo corp #: 49
Balcony: Open
Locker: None
Association amenities: Visitor Parking
Fees include: Common Elements Included, Water Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Baseboard
Heating fuel: Electric
Cooling: Window Unit(s)
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry
Fronting on: —
Cross street: Bath Road
Stories: 2
Utilities: —
Laundry: Coin Operated
Laundry level: Lower Level
Interior: None
Parking features: Unreserved

Additional listing data

ListAOR: Kingston & Area Real Estate Association

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

97 days on market — Listing has been active for 97 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Source: TRREB/PROPTX · MLS® X13096902

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$325K

Unit 201 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $324,900✓ $2,134 tax✓ Electric✓ 700-799 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,111/mo

incl. closing costs (yr 1)

Annual total

$37,333

year 1

Mortgage only

$1,233/mo

principal + interest

Beyond mortgage

$1,141/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$64,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$178/mo

Utilities

Hydro / electricity$75/mo

≈ $0.13/ft² × ~750 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$3,249/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$32/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$3,349

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $14,791/yr

Property taxes15% $5,483/yr

Utilities7% $2,460/yr

Insurance & security4% $1,600/yr

Maintenance9% $3,249/yr

Condo fees12% $4,649/yr

Closing costs14% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$14,791	$1,233/mo
Government & taxes
Property tax	$2,134	$178/mo
Land transfer tax(closing)	$3,349	$279/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$3,249	$271/mo
Condo fees
Condo / HOA fees	$4,649	$387/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,333	$3,111/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 201

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs