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$500K · 1+2 bed Condo Townhouse · 442 - Vine/Linwell, St. Catharines | MyPropertyScout

$499,900

Unit 7

75 DOM

1+2275d

Map

DOM 75

$499,900

DOM75days

Unit 7

259 SCOTT Street · St. Catharines · Ontario L2N 1H9

MLS® X13095816 · 442 - Vine/Linwell · L2N 1H9

1+22Vacant1000-1199 ft²Condo Townhouse1-car AttachedFinished, Full75d$455/ft²$4,490 tax/yrFinished, Full

75 days on market

About this home

Well maintained Bungalow condo with a garage nestled into one of St. Catharines most desirable and convenient locations. Custom floor plan designed with one extra large bedroom with ensuite privilege and walk in closet. Warm oak hardwood flooring in Living room and Dining room complete with cozy gas fireplace and overlooking a private rear deck. Two extra bedrooms, rec room, laundry room, workshop and 3pc bath complete the fully finished basement. A great well-situated opportunity just for you!

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Property details

MLS#: X13095816
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1+2
Baths: 2 full, 0 half
Rooms: 4 + 3
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished, Full
Style: Bungalow
Type: Condo Townhouse
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc · Main; 3 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Foundation: Poured Concrete

Fireplaces: 1
Fireplace features: Natural Gas

Condo corp #: 99
Balcony: None
Locker: None
Fees include: Cable TV Included, Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 1-car Attached
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Waterfront: No
Exterior: Brick Front, Other
Fronting on: —
Cross street: FAIRVIEW MALL/GRANTHAM PLAZA- OFF SCOTT ST
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Primary Bedroom - Main Floor
Parking features: —

Additional listing data

ListAOR: Niagara Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: RE/MAX GARDEN CITY REALTY INC, BROKERAGE

Source: TRREB/PROPTX · MLS® X13095816

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$500K

Unit 7 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $499,900✓ $4,490 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$4,735/mo

incl. closing costs (yr 1)

Annual total

$56,820

year 1

Mortgage only

$1,896/mo

principal + interest

Beyond mortgage

$1,841/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$99,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$374/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,999/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$52/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,473

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)40% $22,758/yr

Property taxes19% $10,963/yr

Utilities7% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance9% $4,999/yr

Condo fees13% $7,440/yr

Closing costs9% $5,100/yr

Mortgage is 40% of your true cost of ownership. The other 60% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$22,758	$1,896/mo
Government & taxes
Property tax	$4,490	$374/mo
Land transfer tax(closing)	$6,473	$539/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,999	$417/mo
Condo fees
Condo / HOA fees	$7,440	$620/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$56,820	$4,735/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 7

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs