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$510K · 2 bed Condo Apartment · Unit 908, 85 Duke Street, Kitchener, Ontario N2H 0B7 | HomeSearchCanada

$510,000

Unit 908

124 DOM

22124d

Map

DOM 124

Motivated Seller

$510,000

Motivated Seller

DOM124days

Unit 908

85 Duke Street · Kitchener · Ontario N2H 0B7

MLS® X13084794 · N2H 0B7

22TenantOccupied1000-1199 ft²Condo Apartment2-car UndergroundNo basement124d$464/ft²$4,640 tax/yrBuilt 201313 yrs oldNo basement

124 days on market

About this home

ATTENTION INVESTORS: Experience elevated urban living in this stunning 9th-floor condo in the heart of Downtown Kitchener, just steps to the ION LRT and all the conveniences of city life. Thoughtfully designed with a modern aesthetic, this suite offers a bright, open-concept layout combining the kitchen, living, and dining areas-perfect for both everyday living and entertaining. The unit features 2 spacious bedrooms and 2 beautifully appointed full bathrooms, along with in-suite laundry and a pr…

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Property details

MLS#: X13084794
Status: Buy Now
Property class: Residential Condo & Other
Beds: 2
Baths: 2 full, 0 half
Rooms: 5
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 1 Storey/Apt
Type: Condo Apartment
Year built: 2013

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Roof: Tar and Gravel
Foundation: Poured Concrete
Property features: Arts Centre, Hospital, Library, Park, Place Of Worship, School

Condo corp #: 616
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Concierge, Elevator, Exercise Room, Ind. Water Softener, Rooftop Deck/Garden
Fees include: Building Insurance Included, Common Elements Included, Water Included, Parking Included
Pets: Yes-with Restrictions

Garage: 2-car Underground
Garage spaces: 2
Parking: 2 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick · Controlled Entry, Landscaped
Fronting on: —
Cross street: Young Street
Stories: 3
Utilities: —
Laundry: In-Suite Laundry
Interior: Other
Parking features: —

Rooms

Room details

Seller signals

Price movement & seller pressure

Motivated SellerWhy this label

124 days on market — Listing has been active for 124 days — extended time on market can signal seller pressure.

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: REAL BROKER ONTARIO LTD.

Source: TRREB/PROPTX · MLS® X13084794

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$510K

Unit 908 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $510,000✓ $4,640 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$5,203/mo

incl. closing costs (yr 1)

Annual total

$62,435

year 1

Mortgage only

$1,935/mo

principal + interest

Beyond mortgage

$2,254/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$102,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$387/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$5,100/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$84/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$6,675

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)37% $23,217/yr

Property taxes18% $11,315/yr

Utilities6% $3,960/yr

Insurance & security3% $1,600/yr

Maintenance8% $5,100/yr

Condo fees19% $12,143/yr

Closing costs8% $5,100/yr

Mortgage is 37% of your true cost of ownership. The other 63% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$23,217	$1,935/mo
Government & taxes
Property tax	$4,640	$387/mo
Land transfer tax(closing)	$6,675	$556/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$5,100	$425/mo
Condo fees
Condo / HOA fees	$12,143	$1,012/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$62,435	$5,203/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 908

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs