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$1,199,000
1035 Bank Street · Ottawa · Ontario K1S 5K3
92 days on market
Set within one of Ottawa's most prestigious and vibrant urban destinations, this exceptional two-storey luxury townhome at 1035 Bank Street delivers an elevated lifestyle defined by refined design, architectural beauty, and breathtaking Rideau Canal views, further enhanced by an exceptional array of condominium amenities. Meticulously curated with custom, high-end finishes throughout, this sophisticated home showcases a seamless fusion of contemporary elegance and timeless design. The open-conce…
Could save you thousands on this purchase — closing strategy, negotiation & rebate.
Insufficient comparable sales to generate an estimate. Boost accuracy on MyStreetValue →
Seller signals
Motivated SellerWhy this label
Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.
Property history
Comparable sales
Brokered by: ENGEL & VOLKERS OTTAWA
Source: TRREB/PROPTX · MLS® X13081610
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20%+ down — no CMHC premium
≈ $0.07/ft² × ~1,300 ft² · ON avg ~$75/mo
Typical ON gas-heated home · ~$125/mo
ON municipal avg ~$60/mo
ON internet/TV avg ~$70/mo
1% of value/yr — standard reserve
Landscaping & snow removal · $0 default
$100/mo default · adjust for your home
Optional monitoring · $0 default
From listing or typical fee
Cost composition
Mortgage is 45% of your true cost of ownership. The other 55% surprises most first-time buyers.
Full breakdown
| Mortgage & financing | ||
| Mortgage (P+I) | $54,584 | $4,549/mo |
| Government & taxes | ||
| Property tax | $10,021 | $835/mo |
| Land transfer tax(closing) | $20,455 | $1,705/mo |
| Insurance & protection | ||
| Home insurance | $1,200 | $100/mo |
| Title insurance(closing) | $400 | $33/mo |
| Utilities | ||
| Hydro / electricity | $900 | $75/mo |
| Gas | $1,500 | $125/mo |
| Water & sewer | $720 | $60/mo |
| Internet / TV / phone | $840 | $70/mo |
| Maintenance & upkeep | ||
| Maintenance reserve (1.0%) | $11,990 | $999/mo |
| Condo fees | ||
| Condo / HOA fees | $14,008 | $1,167/mo |
| Closing costs (one-time) | ||
| Legal / lawyer(closing) | $2,500 | $208/mo |
| Home inspection(closing) | $600 | $50/mo |
| Moving costs(closing) | $2,000 | $167/mo |
| Total | $121,717 | $10,143/mo |
Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.