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$658K · 1 bed Condo Apartment · Unit PH03, MacKay House, 295 Mackay Street, Ottawa, Ontario K1M 2B7 | HomeSearchCanada

$658,000

Unit PH03

12Vacant

Map

$658,000

Unit PH03

MacKay House · 295 Mackay Street · Ottawa · Ontario K1M 2B7

MLS® X13079490 · 3302 - Lindenlea · K1M 2B7

12Vacant800-899 ft²Condo Apartment1-car UndergroundNo basement$775/ft²$5,345 tax/yrNo basement

About this home

A truly special penthouse offering in the prestigious Mackay House in New Edinburgh, this exceptional 1-bedroom + den, 2-bathroom residence offers a rare blend of refined living and unmatched outdoor space. With 9-foot ceilings and rich hardwood floors throughout, the unit opens into a spacious, light-filled living, dining, and kitchen area designed for both effortless entertaining and everyday comfort. The kitchen features granite countertops, a large island, and ample cabinetry, seamlessly con…

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Property details

MLS#: X13079490
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 2 full, 0 half
Rooms: 7
Kitchens: 1
Size: 800-899Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: Apartment
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 3 pc · Main; 4 pc · Main
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Park, Public Transit

Building name: MacKay House
Condo corp #: 722
Balcony: Open
Locker: Exclusive
Association amenities: Elevator
Fees include: Water Included, Building Insurance Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Other
Fronting on: —
Cross street: Corner of Mackay and Dufferin
Stories: 5
Utilities: —
Laundry: In-Suite Laundry
Interior: Storage Area Lockers
Parking features: Underground

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: SLEEPWELL REALTY GROUP LTD

Source: TRREB/PROPTX · MLS® X13079490

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$658K

Unit PH03 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $658,000✓ $5,345 tax✓ Gas✓ 800-899 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,031/mo

incl. closing costs (yr 1)

Annual total

$72,375

year 1

Mortgage only

$2,496/mo

principal + interest

Beyond mortgage

$2,274/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$131,600

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$445/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~850 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$6,580/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$71/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$9,635

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $29,955/yr

Property taxes21% $14,980/yr

Utilities5% $3,960/yr

Insurance & security2% $1,600/yr

Maintenance9% $6,580/yr

Condo fees14% $10,199/yr

Closing costs7% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$29,955	$2,496/mo
Government & taxes
Property tax	$5,345	$445/mo
Land transfer tax(closing)	$9,635	$803/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$6,580	$548/mo
Condo fees
Condo / HOA fees	$10,199	$850/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$72,375	$6,031/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit PH03

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs