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$285K · 2+1 bed Condo Townhouse · Ferris, North Bay | MyPropertyScout

$284,900

Unit 10

78 DOM

2+1278d

Map

DOM 78

↓ $14K

$284,900

↓ $14K

DOM78days

Unit 10

Sunset Condominiums · 604 Banner Avenue · North Bay · Ontario P1A 1X8

MLS® X13077282 · Ferris · P1A 1X8

2+12OwnerOccupied1000-1199 ft²Condo TownhouseNoneFinished with Walk-Out78d$259/ft²$2,576 tax/yrBuilt 195175 yrs oldFinished with Walk-Out

78 days on market

About this home

Welcome to 10-604 Banner. This move-in-ready 3-bedroom 1.5-bathroom condo shows pride of ownership. The home offers an updated eat-in kitchen with a spacious Living room on the main floor. Upstairs, there are 2 bedrooms and a 4 pc bathroom with lots of natural light. The basement offers a recreation room, which is currently used as a bedroom with a walk-up/out to the fully fenced-in backyard. The 3rd bedroom is also located in the basement with the laundry area and a 2 pc bathroom with a sepa…

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Property details

MLS#: X13077282
Status: Conditionally Sold
Property class: Residential Condo & Other
Beds: 2+1
Baths: 2 full, 0 half
Rooms: 5 + 4
Kitchens: 1
Size: 1000-1199Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Finished with Walk-Out
Style: Stacked Townhouse
Type: Condo Townhouse
Year built: 1951

Occupancy: Owner Occupied
Washrooms: 4 pc · Second; 2 pc · Basement
Family room: Family room
Central vacuum: No
Ensuite laundry: No

Zoning: R6

Building name: Sunset Condominiums
Condo corp #: 31
Balcony: None
Locker: None
Fees include: Parking Included, Building Insurance Included, Water Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: None
Garage spaces: 0
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Waterfront: No
Exterior: Brick, Vinyl Siding
Fronting on: —
Cross street: Lakeshore Dr and Banner Ave.
Stories: 1
Utilities: —
Laundry: In Basement
Interior: Water Heater
Parking features: —

Additional listing data

ListAOR: North Bay and Area REALTORS Association

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $14KPrice reduction

MLS shows the seller reduced the asking price by $13,600 (from $298,500 to $284,900).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Property sales history

Location details

Comparable sales

Neighbourhood stats

Brokered by: Century 21 Blue Sky Region Realty Inc., Brokerage

Source: TRREB/PROPTX · MLS® X13077282

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$285K

Unit 10 · Bryon Bertrim

Coach Home Wizard

Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $284,900✓ $2,576 tax✓ Gas✓ 1000-1199 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,143/mo

incl. closing costs (yr 1)

Annual total

$37,720

year 1

Mortgage only

$1,081/mo

principal + interest

Beyond mortgage

$1,375/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$56,980

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$215/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~1,100 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$2,849/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$41/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$2,749

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)34% $12,970/yr

Property taxes14% $5,325/yr

Utilities10% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance8% $2,849/yr

Condo fees16% $5,916/yr

Closing costs14% $5,100/yr

Mortgage is 34% of your true cost of ownership. The other 66% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$12,970	$1,081/mo
Government & taxes
Property tax	$2,576	$215/mo
Land transfer tax(closing)	$2,749	$229/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$2,849	$237/mo
Condo fees
Condo / HOA fees	$5,916	$493/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$37,720	$3,143/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 10

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

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Annual costs