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$415K · 1 bed Condo Apartment · Unit 302, 20A Silver Birch Court, Parry Sound, Ontario P2A 0A7 | HomeSearchCanada

$415,000

Unit 302

82 DOM

1182d

Map

DOM 82

↓ $15KWaterfront

$415,000

↓ $15K

DOM82days

Unit 302

20A Silver Birch Court · Parry Sound · Ontario P2A 0A7

MLS® X13073240 · Parry Sound · P2A 0A7

11Vacant900-999 ft²Condo Apartment1-car UndergroundNo basement82d$437/ft²$3,279 tax/yrNo basement

82 days on market

About this home

POPULAR SILVER BIRCH CONDO! Quiet, spacious top floor unit with a view of Darlington's Creek - so peaceful, you'll forget you're living in town. No shovelling, no cutting grass and stairs are purely optional! This 1 bedroom plus den features a bright, open concept kitchen, dining, and living area complete with a balcony walkout that's flooded with natural light. The versatile den/guest room has a double closet and so many possibilities for its use. Low maintenance laminate flooring and til…

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Property details

MLS#: X13073240
Status: Buy Now
Property class: Residential Condo & Other
Beds: 1
Baths: 1 full, 0 half
Rooms: 7
Kitchens: 1
Size: 900-999Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: None
Style: 3-Storey
Type: Condo Apartment
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

Occupancy: Vacant
Washrooms: 4 pc
Family room: No
Central vacuum: No
Ensuite laundry: Ensuite laundry

Property features: Arts Centre, Beach, Cul de Sac/Dead End, Park, Place Of Worship, Campground

View: Creek/Stream

Waterfront: Yes

Condo corp #: 10
Balcony: Open
Locker: Exclusive
Association amenities: BBQs Allowed, Elevator, Visitor Parking
Fees include: Water Included, Parking Included, Building Insurance Included, Common Elements Included
Pets: Yes-with Restrictions

Garage: 1-car Underground
Garage spaces: 1
Parking: 1 total
Heating: Forced Air
Heating fuel: Gas
Cooling: Central Air
Fireplaces: —
Exterior: Stucco (Plaster) · Controlled Entry
Fronting on: —
Cross street: Parry Sound Drive and William Street
Stories: —
Utilities: —
Laundry: In-Suite Laundry
Laundry level: Main Level
Interior: Storage Area Lockers, Water Heater Owned, Separate Heating Controls, Storage, Auto Garage Door Remote, Carpet Free, Water Heater
Parking features: —

Additional listing data

ListAOR: One Point Association of REALTORS

Rooms

Room details

Seller signals

Price movement & seller pressure

↓ $15KPrice reduction

MLS shows the seller reduced the asking price by $14,900 (from $429,900 to $415,000).

Labels reflect MLS fields and listing history in our database — not an opinion on fair market value.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: eXp Realty

Source: TRREB/PROPTX · MLS® X13073240

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$415K

Unit 302 · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $415,000✓ $3,279 tax✓ Gas✓ 900-999 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$3,807/mo

incl. closing costs (yr 1)

Annual total

$45,679

year 1

Mortgage only

$1,574/mo

principal + interest

Beyond mortgage

$1,376/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$83,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$273/mo

Utilities

Hydro / electricity$75/mo

≈ $0.07/ft² × ~950 ft² · ON avg ~$75/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$4,150/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Condo / HOA fees (mo)$27/mo

From listing or typical fee

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$4,775

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)41% $18,893/yr

Property taxes18% $8,054/yr

Utilities9% $3,960/yr

Insurance & security4% $1,600/yr

Maintenance9% $4,150/yr

Condo fees9% $3,922/yr

Closing costs11% $5,100/yr

Mortgage is 41% of your true cost of ownership. The other 59% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$18,893	$1,574/mo
Government & taxes
Property tax	$3,279	$273/mo
Land transfer tax(closing)	$4,775	$398/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$900	$75/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$4,150	$346/mo
Condo fees
Condo / HOA fees	$3,922	$327/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$45,679	$3,807/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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Unit 302

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs