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$1.25M · 4+1 bed Triplex · 620 Cooper Street, Ottawa, Ontario K1R 5J2 | HomeSearchCanada

$1,245,000

620 Cooper Street

83 DOM

4+1383d

Map

DOM 83

$1,245,000

DOM83days

620 Cooper Street

Ottawa · Ontario K1R 5J2

MLS® X13072998 · 4102 - Ottawa Centre · K1R 5J2

4+13TenantOccupied2000-2500 ft²TriplexNoneApartment, Separate Entrance83d$553/ft²Lot 28.5 x 112.4 ft$9,515 tax/yrBuilt 1916110 yrs oldApartment, Separate Entrance

83 days on market

About this home

Welcome to eclectic & historic Centertown! This COMPLETELY RENOVATED 3-unit Victorian home exudes charm & character with its high ceilings, beautifully refinished original wood floors, period details such as recreated trim work and elegant light fixtures throughout. Spacious and sunny, it offers 3 units over 4 levels. The first floor features a grand studio apartment (easily converts to a 1 bed by adding one wall) with fireplace hearth and access to the covered rain-proof deck overlooking the t…

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Property details

MLS#: X13072998
Status: Buy Now
Property class: Residential Freehold
Beds: 4+1
Baths: 3 full, 0 half
Rooms: 17 + 6
Kitchens: 4
Size: 2000-2500Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Apartment, Separate Entrance
Style: 2 1/2 Storey
Type: Triplex
Year built: 1916

PIN: 041200019
Roll / ARN: 061406300118900

Occupancy: Tenant Occupied
Washrooms: 4 pc · Main; 4 pc · Second; 4 pc · Basement
Family room: No
Central vacuum: No
Ensuite laundry: No

Zoning: H1 [733]

Roof: Asphalt Shingle
Foundation: Stone
Other structures: Fence - Full, Out Buildings, Storage
Property features: Fenced Yard, Park, Public Transit, School

Fireplace features: Roughed In

Garage: None
Garage spaces: 0
Parking: 1 total
Lot: 28.5 × 112.41
Heating: Forced Air
Heating fuel: Electric
Cooling: Central Air, Wall Unit(s)
Pool: No
Waterfront: No
Exterior: Brick, Wood · Deck, Porch
Fronting on: South
Cross street: Bay St & Cooper St
Stories: —
Utilities: —
Laundry: —
Interior: Carpet Free, Storage, Water Heater Owned
Parking features: Private

Additional listing data

ListAOR: Ottawa Real Estate Board

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: ROYAL LEPAGE TEAM REALTY

Source: TRREB/PROPTX · MLS® X13072998

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$1.25M

620 Cooper Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $1,245,000✓ $9,515 tax✓ Electric✓ 2000-2500 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$9,316/mo

incl. closing costs (yr 1)

Annual total

$111,788

year 1

Mortgage only

$4,723/mo

principal + interest

Beyond mortgage

$2,353/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$249,000

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$793/mo

Utilities

Hydro / electricity$293/mo

≈ $0.13/ft² × ~2,250 ft² · incl. electric heat

Heat$0/mo

Electric heat — no gas service · see hydro

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$12,450/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$21,375

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)51% $56,678/yr

Property taxes28% $30,890/yr

Utilities5% $5,070/yr

Insurance & security1% $1,600/yr

Maintenance11% $12,450/yr

Closing costs5% $5,100/yr

Mortgage is 51% of your true cost of ownership. The other 49% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$56,678	$4,723/mo
Government & taxes
Property tax	$9,515	$793/mo
Land transfer tax(closing)	$21,375	$1,781/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$3,510	$293/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$12,450	$1,038/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$111,788	$9,316/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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620 Cooper Street

About this home

MyStreetValue™ Analysis

Property details

Additional listing data

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs