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$889K · 4 bed Duplex · 84 James Street, Ottawa, Ontario K1R 5M3 | HomeSearchCanada

$889,000

84 James Street

43TenantOccupied

Map

$889,000

84 James Street

Ottawa · Ontario K1R 5M3

MLS® X13072216 · 4103 - Ottawa Centre · K1R 5M3

43TenantOccupied1500-2000 ft²DuplexNoneFull, Unfinished$508/ft²Lot 21.4 x 109 ft$7,020 tax/yrFull, Unfinished

About this home

Welcome to 84 James street! This Duplex has location plus. Situated in the centre core, a quick walk to all amenities, yet in a quite niche, less than 2 blocks off Bank Street. The apartments are lovely, character adorned, with good month to month tenants who would be happy to stay, if an owner wasn't opting to occupy one of these homey stylish, 2 bedroom apartments. Unit one, two beds with basement, $1663.00 per month plus hydro, unit two, two beds, two storeys and lots of storage, @2088.00 plu…

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Property details

MLS#: X13072216
Status: Buy Now
Property class: Residential Freehold
Beds: 4
Baths: 3 full, 0 half
Rooms: 11
Kitchens: 2
Size: 1500-2000Exact finished sqft not on MLS feed (often MPAC-only on broker systems)
Basement: Full, Unfinished
Style: Other
Type: Duplex
Year built: —Year built not on MLS feed (often MPAC-only on broker systems)

PIN: 041200249
Roll / ARN: 061404210116000

Occupancy: Tenant Occupied
Washrooms: 4 pc · Third; 4 pc · Second; 4 pc · Ground
Family room: No
Central vacuum: No
Ensuite laundry: No

Roof: Asphalt Rolled, Asphalt Shingle
Foundation: Stone
Property features: Public Transit

Fireplace features: Living Room

Garage: None
Garage spaces: 0
Parking: 2 total
Lot: 21.44 × 109.01
Heating: Forced Air
Heating fuel: Gas
Cooling: None
Pool: No
Waterfront: No
Exterior: Brick
Fronting on: South
Cross street: James and Kent
Stories: —
Utilities: —
Laundry: —
Interior: Separate Hydro Meter
Parking features: Right Of Way

Rooms

Room details

Seller signals

Price movement & seller pressure

No price-drop or motivated-seller signals detected from MLS data we track on this listing.

Property history

Sales History

NEW

Location details

Comparable sales

Neighbourhood SOLDs

Neighbourhood stats

Brokered by: TRU REALTY

Source: TRREB/PROPTX · MLS® X13072216

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$889K

84 James Street · Bryon Bertrim

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Annual costs

Monthly carrying costs, utilities, and closing cost estimates.

Pre-filled from listing✓ $889,000✓ $7,020 tax✓ Gas✓ 1500-2000 ft²✓ Ontario· Listing facts below · Ontario averages for utilities — drag sliders to match your home

Monthly all-in

$6,822/mo

incl. closing costs (yr 1)

Annual total

$81,866

year 1

Mortgage only

$3,373/mo

principal + interest

Beyond mortgage

$1,803/mo

taxes, utilities, upkeep

Financing

Purchase price

Down payment20%$177,800

20%+ down — no CMHC premium

Mortgage rate3.00%

Amortization

Province

Government

Property tax (annual)from listing$585/mo

Utilities

Hydro / electricity$123/mo

≈ $0.07/ft² × ~1,750 ft² · ON avg ~$123/mo

Gas$125/mo

Typical ON gas-heated home · ~$125/mo

Water / sewer$60/mo

ON municipal avg ~$60/mo

Internet / TV / phone$70/mo

ON internet/TV avg ~$70/mo

Maintenance & upkeep

Maintenance reserve1.0%$8,890/yr

1% of value/yr — standard reserve

Landscaping & snow$0/mo

Landscaping & snow removal · $0 default

Home insurance$100/mo

$100/mo default · adjust for your home

Security system$0/mo

Optional monitoring · $0 default

Closing costs (one-time, year 1)

Land transfer tax (ON)computed$14,255

Legal / lawyer fees

Home inspection

Title insurance

Moving costs

CMHC premiumNone (20%+ down)

Cost composition

Mortgage (P+I)49% $40,471/yr

Property taxes26% $21,275/yr

Utilities6% $4,530/yr

Insurance & security2% $1,600/yr

Maintenance11% $8,890/yr

Closing costs6% $5,100/yr

Mortgage is 49% of your true cost of ownership. The other 51% surprises most first-time buyers.

Full breakdown

Mortgage & financing
Mortgage (P+I)	$40,471	$3,373/mo
Government & taxes
Property tax	$7,020	$585/mo
Land transfer tax(closing)	$14,255	$1,188/mo
Insurance & protection
Home insurance	$1,200	$100/mo
Title insurance(closing)	$400	$33/mo
Utilities
Hydro / electricity	$1,470	$123/mo
Gas	$1,500	$125/mo
Water & sewer	$720	$60/mo
Internet / TV / phone	$840	$70/mo
Maintenance & upkeep
Maintenance reserve (1.0%)	$8,890	$741/mo
Closing costs (one-time)
Legal / lawyer(closing)	$2,500	$208/mo
Home inspection(closing)	$600	$50/mo
Moving costs(closing)	$2,000	$167/mo
Total	$81,866	$6,822/mo

Listing facts below · Ontario averages for utilities — drag sliders to match your home. CMHC added to loan principal only — not double-counted in chart.

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84 James Street

About this home

MyStreetValue™ Analysis

Property details

Rooms

Price movement & seller pressure

Sales History

Neighbourhood SOLDs

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Annual costs